Got property equity? It could fund your business
If you own property with equity, you are holding one of the cheapest ways to fund a business. Most owners do not realise it.
Here is the short version.
The idea
You secure business finance against property you own that has equity in it. Because there is real security behind the loan, lenders compete for it, so you borrow more and pay less than you ever would unsecured.
Why it beats an unsecured loan
An unsecured business loan has nothing behind it, so it is priced high and capped low. Back it with property and the rate comes down and the limit goes up. Same business, far better terms.
Use it for anything
Working capital, a new contract, stock, equipment, hiring, or rolling dearer debt into one sharper loan. If there is a good use for the money, this is one of the cheapest ways to get it.
How much?
It comes down to your equity and your ability to service the loan. More equity, more borrowing power. A broker can put real numbers in front of you fast.
The move
Not every lender offers this, and pricing varies a lot. We take one application across a panel of more than 40 lenders and bring back the sharpest deal. See your options on our property-backed lending page, or just call.
Frequently asked questions
What is property-backed business lending?
Business finance secured against property you own that has equity in it. The property security means larger amounts at sharper rates than unsecured lending. Rates are subject to lender assessment.
What can I use it for?
Anything that moves the business forward: working capital, growth, stock, equipment, hiring, or consolidating higher-cost debt into one lower-rate loan.
How much can I borrow?
It depends on your equity and serviceability. More equity means more borrowing power. A broker can come back with real numbers quickly.
Ready to finance your next asset?
Got equity in a property? Put it to work. Talk to a Ventas broker and we will bring back the sharpest funding from our panel of 40+ lenders. Call 0412 833 197.