Headers, harvesters, self-propelled sprayers and grain carts. Seasonal finance structures available with repayments that align to your harvest income.
All fields required, a Ventas partner will be in touch.
Rural businesses have complex needs and often face lenders who don't understand them. We do. We work with operators in Benalla and across regional VIC to structure finance that fits.
Want the detail first? Our harvester finance guide sets out the structures, rates and what you need to apply.
Seasonal cashflow shapes everything for agricultural businesses. Repayment structures that align with harvest cycles make a real difference.
We deal directly with lenders, no aggregators, no extra margin. Every application goes to the lenders most likely to approve it at the best rate for your deal.
Mainstream used headers run roughly $217,000 to $297,000, late-model machines $484,000 to $638,000, and near-new flagship class machines $875,000 to $1.3 million including GST.
Separator hours, not engine hours, are the value metric: under about 1,000 separator hours a machine prices close to new, and a wide engine-to-separator ratio flags a machine that has idled hard. Always confirm whether the front is included, because a late-model draper front is a $140,000 to $180,000 asset in its own right and is frequently financed separately.
Seasonal repayment structures suit this class: repayments weighted after harvest rather than flat monthly.
Our harvest equipment guide carries values by class and age.
Benalla businesses use harvester finance to fund all kinds of assets. Below are the most common, if yours isn't listed, get in touch. We've probably funded it before.
Fill in the form above and a Ventas partner will come back to you directly. We'll understand your deal, go to our lender panel, and come back with the best available option. If you proceed, we handle everything through to settlement, no cost to you. We're paid by the lender when your loan settles.
Harvester Finance in Benalla doesn't need to be complicated. Most of our Benalla clients have an approval in 48 hours and settle within the week.