Mobile food businesses, from a single converted van to a fleet of trailers. We finance the vehicle and the fit-out, and we understand the start-up nature of the trade.
All fields required, a Ventas partner will be in touch.
Working in St Arnaud means you've probably been told no by lenders who didn't understand your business. We exist to change that. Direct access to a panel of lenders who actively fund rural operators.
Not tied to one location? Start with our national food truck finance guide for rates, structures and lender requirements.
Seasonal cashflow shapes everything for agricultural businesses. Repayment structures that align with harvest cycles make a real difference.
We deal directly with lenders, no aggregators, no extra margin. Every application goes to the lenders most likely to approve it at the best rate for your deal.
The published numbers swing wildly because they describe different businesses. A converted second-hand truck runs $30,000 to $70,000, buying a van and fitting it out yourself $45,000 to $90,000, and a new purpose-built truck with a full commercial kitchen $100,000 to $180,000. A coffee van is the cheapest way into the industry at $30,000 to $100,000.
The kitchen is the real build. Fitouts run $30,000 to $80,000 installed, with commercial refrigeration, cooking equipment and ventilation each carrying real cost, and every specialty item adding more. The good news for funding: the vehicle and the fitout can sit in one facility, so the whole build carries a single repayment rather than a loan plus a pile of equipment purchases.
New operators are financed regularly. Lenders weigh the site or event calendar behind the truck, any deposit, and property backing where it exists, and approvals still commonly come back in 24 to 48 hours.
The food truck cost guide breaks all three paths down with weekly repayment figures. Put your build in the form above for the real number.
St Arnaud businesses use food truck finance to fund all kinds of assets. Below are the most common, if yours isn't listed, get in touch. We've probably funded it before.
Fill in the form above and a Ventas partner will come back to you directly. We'll understand your deal, go to our lender panel, and come back with the best available option. If you proceed, we handle everything through to settlement, no cost to you. We're paid by the lender when your loan settles.
Food Truck Finance in St Arnaud doesn't need to be complicated. Most of our St Arnaud clients have an approval in 48 hours and settle within the week.