Finance question
Can you get finance to pay your BAS or GST bill?
Yes. Rather than default to the ATO or drain your cashflow, you can fund a BAS or GST bill with business finance, and clear it as a single manageable repayment. Property-backed options can also consolidate a larger tax balance.
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The short answer
Fund the bill instead of falling behind
A large BAS or GST bill landing at the wrong time is a cashflow problem, not a solvency one. Financing it lets you pay the ATO on time and repay the amount over a period that suits your business, instead of missing the deadline and attracting interest and pressure.
For a one-off quarter, a short unsecured facility can cover the bill quickly. For a larger or recurring tax balance, a property-backed facility can consolidate it at a single-digit rate and clear the ATO in one move.
Paying on time protects more than cashflow. A clean ATO record keeps you eligible for other finance and keeps the ATO off your back, which matters far more than the cost of funding the bill.
Which option suits you
Two routes, depending on the size.
One-off bill: unsecured
A fast facility covers a single quarter's BAS or GST.
Larger balance: property-backed
Consolidate a bigger tax debt at a single-digit rate.
An ABN
Sole traders and companies both qualify.
Arrears are workable
An existing ATO balance does not automatically rule you out.
Why funding the bill beats falling behind
Deadline met
The ATO is paid on time, so interest and enforcement do not start.
Cashflow protected
You spread the cost instead of emptying the account in one hit.
Record stays clean
On-time payment keeps you eligible for other finance.
A real example
A builder faces a $40,000 GST bill the same week two invoices are running late. A short facility pays the ATO on the deadline; the invoices land and the facility is repaid inside the quarter. No arrears, no interest charge. Illustrative only.
Common questions
Frequently asked questions
Can I finance a BAS bill if I already owe the ATO?
Often yes. An existing balance is workable, and a property-backed facility can consolidate the lot.
Do I need property to fund a tax bill?
Not for a smaller one-off, a short unsecured facility can work. Larger balances are best consolidated against property.
Is this cheaper than an ATO interest charge?
Often, the ATO's interest charge sits well above a secured business rate, though it depends on the option and your balance.
How fast can it be arranged?
An unsecured facility can move quickly to hit a deadline; property-backed takes longer but clears more.