Business Refinance in Bankstown, NSW
Business Refinance in Bankstown
If you own your trucks, plant, machinery or vehicles outright, you are sitting on working capital. Release the equity and keep using the gear, with up to $500,000 and no disruption to operations. We arrange it for businesses right across Bankstown and all of NSW.
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What it is
Turn assets you own into working capital
From the inner suburbs to the outer fringe, Bankstown businesses across every sector come to Ventas for business refinance. Direct lender access, 48-hour turnaround, no upfront fees. Manufacturers need equipment that earns its keep. We finance production assets with repayments built around your output cycles. Equipment refinance, sometimes called equity release or a sale and lease back, lets you borrow against assets you already own outright.
The equipment stays in your yard and stays earning, you simply unlock the cash that is tied up in it. It is a practical way to fund payroll, stock, a new contract or a tax bill without selling assets or taking on a traditional business loan. We compare offers across a panel of 40+ lenders to find the structure that suits your cashflow, and many deals settle low-doc within 24 to 48 hours. If you are buying new gear instead, our equipment finance covers that, and for larger raises against real estate, property-backed business lending goes further.
What you can use it for
Put the facility to work however your business needs it.
Trucks & trailers
Refinance prime movers, rigids and trailers you own to pull working capital back into the business.
Excavators & earthmoving
Release equity from diggers, loaders and dozers sitting paid-off on your books.
Plant & machinery
Turn owned plant, CNC machines and production lines into cash without stopping a single job.
Vehicles & fleet
Borrow against utes, vans and a fleet you own to smooth out a tight cashflow month.
Workshop & yard gear
Compressors, generators, forklifts and trade equipment you own can all back a refinance.
Mixed asset portfolio
Bundle several owned assets together into one refinance to release a larger lump sum.
Why businesses choose Ventas
Keep using your gear
You refinance the asset, you do not sell it. The equipment stays on site and stays earning while the cash lands in your account.
Low-doc, no fuss
For established assets and clean profiles, many refinances go through without full financials or tax returns. Less paperwork, faster cash.
Cashflow that fits
We structure the term against the life left in the asset, so repayments suit your cashflow rather than straining it.
No selling, no downtime
This is the point of an equipment refinance. You free up the equity locked in machinery you already own, the gear never leaves your yard, and operations carry on exactly as before. The only thing that changes is the working capital in your account.
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Estimate only and not an offer of finance. Actual rates, terms and repayments depend on the asset, the lender and your circumstances. Get a free rate quote for real numbers.
Get my real numbersBusiness Refinance in Bankstown, NSW
We arrange business refinance for businesses in Bankstown and right across NSW. One application reaches our full panel of more than 40 lenders.
Common questions
Business Refinance, explained
Do you arrange business refinance in Bankstown?
Yes. We work with businesses right across Bankstown and NSW, and the whole process runs online or over the phone, so your location is never a barrier. One application reaches our panel of more than 40 lenders.
How much can I borrow against equipment I own?
Equipment refinance runs up to $500,000. The amount you can release depends on the type, age and value of the assets you own outright and on your business profile. The fastest way to a real figure is a free rate quote.
What is an equipment refinance, exactly?
It is a way to borrow against gear you already own outright, sometimes called equity release or a sale and lease back. You unlock the working capital tied up in the asset while keeping the asset itself. Nothing gets sold and nothing leaves your yard.
Do I have to stop using the equipment?
No. That is the whole idea. The equipment stays in your business and keeps earning the entire time. The refinance simply releases the cash that is sitting in it, with no disruption to your operations.
Do I need to own the asset outright to refinance it?
Generally yes. Equipment refinance is designed for assets you own free of any existing finance, since that is where the equity sits. If there is a small balance left on a current facility, talk to us anyway, as some deals can still work.
Do I need full financials to apply?
Often not. For established assets and clean profiles, low-doc and no-doc options mean many refinances are approved without full financials or tax returns. We will tell you upfront what your specific deal needs.
How fast can I get the cash?
Most approvals come back within 24 to 48 hours once we have your details, and clean deals can settle quickly after that. There are no upfront fees to get a quote, so it costs nothing to find out where you stand.