Equipment & vehicle finance

Finance the gear, vehicles and machinery your business runs on, up to $500,000

One application across a panel of 40+ lenders, with most approvals back in 24 to 48 hours. Low-doc and no-doc options, and no financials needed to get started.

$500K 24-48h 40+

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Up to $500K
Fund almost any business asset
24-48 hour approvals
Approved today, on site tomorrow
Low-doc & no-doc
No financials needed
40+ lenders
One application, the sharpest rate

What we fund

Finance for the assets that do the work

Whether you are buying a ute, adding trucks and trailers to the fleet, or putting a new excavator on the books, we match the deal to the right lender on our panel. As a brokerage we are not tied to one bank, so we shop the rate and structure for you rather than fitting you into a single product.

What you can use it for

Put the facility to work however your business needs it.

Utes and work vehicles

Single utes through to a run of vans and light commercials for tradies and mobile businesses.

Trucks and trailers

Prime movers, rigids, tippers and trailers for transport and logistics operators growing their fleet.

Plant and machinery

Excavators, skid steers, loaders and earthmoving gear for civil, construction and landscaping work.

Trade tools and equipment

Compressors, welders, generators, scaffolding and the heavier gear that keeps a trade business moving.

Fleet upgrades

Replace ageing vehicles or add capacity across a fleet without tying up your working cash.

Fit-out style equipment

Fixtures, fridges, ovens, racking and the fitted equipment that gets a new site operational.

$500K
Maximum finance
24-48HR
Typical approval time
40+
Lenders on our panel

Why businesses choose Ventas

01

One application, 40+ lenders

You apply once and we take it to the lenders most likely to say yes at the best rate, instead of you chasing banks one at a time.

02

Low-doc and no-doc options

Plenty of deals settle without financials. For established ABNs with a clean history, we can often arrange finance on minimal paperwork.

03

No upfront fees

Our broking fee is paid by the lender at settlement, so there is nothing to pay to get a quote and compare your options.

Buying gear this week? Get your rate before you sign

Most equipment and vehicle approvals come back in 24 to 48 hours, so you can negotiate with the supplier knowing exactly what your finance looks like. Send us the details and we will quote it across the panel.

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Estimate only and not an offer of finance. Actual rates, terms and repayments depend on the asset, the lender and your circumstances. Get a free rate quote for real numbers.

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Equipment and vehicle finance for businesses across

We arrange equipment and vehicle finance for tradies, transport operators, construction firms, fleets and general SMEs right across the country. Wherever your business is based, the application is the same and most approvals land within 24 to 48 hours.

Albion Park Albury Alexandria Annandale Armidale Arncliffe Artarmon Ashfield Auburn Avalon Beach Ballina Balmain Bankstown Banora Point Bass Hill Bateau Bay Batemans Bay Bathurst Baulkham Hills Beaumont Hills Beecroft Bellevue Hill Belmore Belrose Berala Berkeley Vale Beverly Hills Bexley Blacktown Bondi Bondi Beach Bondi Junction Bonnyrigg Bossley Park Botany Bowral Bradbury Broken Hill Burwood Byron Bay Cabramatta Cameron Park Campbelltown Camperdown Campsie Canley Heights Canley Vale Canterbury Caringbah Caringbah South Carlingford Casino Castle Hill Casula Central Coast Cessnock Charlestown Chatswood Cherrybrook Chester Hill Chipping Norton Coffs Harbour Colyton Concord Condell Park Coogee Cooma Cowra Cranebrook Cremorne Cronulla Croydon Park Dapto Darlinghurst Dee Why Denham Court Deniliquin Doonside Drummoyne Dubbo Dulwich Hill Earlwood East Maitland Eastwood Edensor Park Edmondson Park Engadine Ermington Erskineville Fairfield Fairfield West Figtree Five Dock Forestville Forster Frenchs Forest Freshwater Georges Hall Gladesville Glebe Glen Innes Glenfield Glenmore Park Glenwood Goonellabah Gordon Gorokan Goulburn Grafton Granville Green Valley Greenacre Gregory Hills Greystanes Griffith Guildford Gunnedah Hamlyn Terrace Harrington Park Hay Hinchinbrook Homebush Homebush West Hornsby Horsley Hunters Hill Hurstville Ingleburn Inverell Jerrabomberra Jordan Springs Karabar Katoomba Kellyville Kellyville Ridge Kempsey Kensington Killara Kings Langley Kingsford Kingsgrove Kingswood Kirrawee Kogarah Lakemba Lane Cove Lane Cove North Lavington Leeton Leichhardt Leppington Leumeah Lidcombe Lindfield Lismore Lithgow Liverpool Lurnea Macquarie Fields Macquarie Park Maitland Manly Maroubra Marrickville Marsden Park Marsfield Mascot Matraville Mayfield Medowie Menai Merewether Merrylands Minto Miranda Mona Vale Moorebank Moree Mortdale Mosman Moss Vale Mount Annan Mount Druitt Mount Pritchard Mudgee Muswellbrook Narrabri Neutral Bay New Lambton Newcastle Newtown North Bondi North Kellyville North Parramatta North Rocks North Ryde North Sydney Northmead Nowra Oatley Oran Park Orange Paddington Padstow Panania Parkes Parramatta Peakhurst Penrith Penshurst Plumpton Port Macquarie Prestons Punchbowl Pymble Pyrmont Quakers Hill Queanbeyan Randwick Raymond Terrace Redfern Revesby Rhodes Richmond Riverstone Riverwood Rockdale Rooty Hill Rose Bay Roselands Roseville Rouse Hill Rozelle Rutherford Ryde Sans Souci Schofields Seven Hills Singleton Smithfield South Penrith Spring Farm St Clair St Ives St Marys Stanhope Gardens Strathfield Surry Hills Sutherland Sydney Sylvania Tamworth Taree Terrigal The Ponds Thornleigh Thornton Thurgoona Toongabbie Tumut Turramurra Tweed Heads Ulladulla Umina Beach Vaucluse Wagga Wagga Wahroonga Wallsend Waterloo Wattle Grove Wentworth Point Wentworthville West Hoxton West Pennant Hills West Ryde Westmead Wetherill Park Wiley Park Windsor Winston Hills Wolli Creek Wollongong Woonona Woy Woy Wyoming Yagoona Yass Young Zetland Abbotsford Alfredton Altona Altona Meadows Altona North Ararat Armstrong Creek Ascot Vale Avondale Heights Bairnsdale Ballarat Balwyn Balwyn North Bayswater North Beaumaris Belmont Benalla Bendigo Bentleigh Bentleigh East Berwick Blackburn Blackburn South Boronia Box Hill Box Hill North Braybrook Bright Brighton Brighton East Broadmeadows Brookfield Brunswick Brunswick East Brunswick West Bulleen Bundoora Burwood East Cairnlea Camberwell Carlton Carnegie Caroline Springs Carrum Downs Castlemaine Caulfield North Caulfield South Chadstone Cheltenham Chirnside Park Clayton Clayton South Clyde Clyde North Cobram Coburg Colac Collingwood Corio Craigieburn Cranbourne Cranbourne East Cranbourne North Cranbourne West Croydon Dandenong Dandenong North Darley Deer Park Derrimut Diamond Creek Dingley Village Docklands Doncaster Doncaster East Donvale Doreen Doveton Drouin Echuca Elsternwick Eltham Elwood Endeavour Hills Epping Essendon Fawkner Ferntree Gully Fitzroy Fitzroy North Footscray Forest Hill Frankston Frankston South Fraser Rise Geelong Gisborne Glen Iris Glen Waverley Glenroy Golden Square Greensborough Greenvale Grovedale Hallam Hamilton Hampton Hampton Park Harkness Hastings Hawthorn Hawthorn East Heathmont Highett Highton Hillside Hoppers Crossing Horsham Ivanhoe Kangaroo Flat Keilor Downs Keilor East Kerang Kew Keysborough Kialla Kilmore Kilsyth Kurunjang Kyneton Lalor Langwarrin Lara Leopold Lilydale Lynbrook Lyndhurst Macleod Maidstone Mallacoota Malvern Malvern East Manor Lakes Maribyrnong Meadow Heights Melbourne Melton Melton South Melton West Mentone Mernda Mickleham Mildura Mill Park Mitcham Moe Montmorency Moonee Ponds Mooroolbark Mordialloc Mornington Morwell Mount Eliza Mount Evelyn Mount Martha Mount Waverley Mulgrave Murrumbeena Myrtleford Narre Warren Narre Warren South Newport Nhill Noble Park Norlane North Melbourne Northcote Nunawading Oakleigh South Ocean Grove Officer Omeo Pakenham Parkdale Pascoe Vale Pascoe Vale South Point Cook Port Melbourne Portland Prahran Preston Reservoir Ringwood Ringwood East Ringwood North Rosanna Rosebud Rowville Roxburgh Park Rye Sale Sandringham Seaford Sebastopol Seymour Shepparton Somerville South Melbourne South Morang South Yarra Southbank Springvale Springvale South St Albans St Arnaud St Kilda St Kilda East Stawell Strathmore Sunbury Sunshine Sunshine North Sunshine West Surrey Hills Swan Hill Sydenham Tarneit Taylors Hill Taylors Lakes Templestowe Templestowe Lower Thomastown Thornbury Toorak Torquay Traralgon Truganina Vermont Vermont South Wallan Wangaratta Wantirna Wantirna South Warragul Warrnambool Wendouree Werribee West Footscray West Wodonga Wheelers Hill Whittlesea Williams Landing Williamstown Wodonga Wollert Wyndham Vale Yarraville Yarrawonga Albany Creek Alexandra Hills Algester Andergrove Annerley Arundel Ashgrove Ashmore Aspley Atherton Ayr Bardon Bargara Beaudesert Bellbird Park Benowa Biggenden Biggera Waters Biloela Birkdale Bli Bli Boondall Bowen Bracken Ridge Brassall Bray Park Bridgeman Downs Brisbane Brisbane City Browns Plains Buderim Bundaberg Burleigh Heads Burleigh Waters Burpengary Burpengary East Caboolture Cairns Calamvale Caloundra Camp Hill Capalaba Carina Carindale Carrara Carseldine Chapel Hill Charleville Charters Towers Chermside Clayfield Clermont Cleveland Collingwood Park Collinsville Coolum Beach Coombabah Coomera Coorparoo Crestmead Cunnamulla Currumbin Waters Dalby Deception Bay Eagleby Edmonton Eight Mile Plains Elanora Emerald Emu Park Everton Park Ferny Hills Forest Lake Fortitude Valley Frenchville Gladstone Gold Coast Goodna Goondiwindi Gracemere Greenbank Griffin Gympie Harristown Helensvale Hervey Bay Highfields Holland Park Home Hill Hope Island Inala Indooroopilly Innisfail Ipswich Kallangur Kangaroo Point Kearneys Spring Kedron Kelso Kenmore Kingaroy Kippa-Ring Kirwan Kuraby Labrador Little Mountain Logan Loganlea Longreach Mackay Mango Hill Manly West Mansfield Mareeba Maroochydore Marsden Maryborough Mermaid Waters Miles Mitchelton Mooloolaba Moorooka Moranbah Morayfield Moreton Bay Morningside Mount Gravatt East Mount Isa Mount Louisa Mount Sheridan Mountain Creek Mudgeeraba Murrumba Downs Nambour Narangba Nerang New Farm Noosa Noosaville Norman Gardens North Lakes Nundah Ormeau Oxenford Oxley Pacific Pines Palm Beach Parkinson Parkwood Peregian Springs Petrie Pimpama Proserpine Raceview Rangeville Redbank Plains Redcliffe Redland Bay Redlands Redlynch Regents Park Robina Rochedale South Rockhampton Roma Runaway Bay Runcorn Sarina Shailer Park Sippy Downs Slacks Creek South Brisbane Southport Springfield Lakes Springwood St George St Lucia Stanthorpe Strathpine Sunnybank Sunnybank Hills Sunshine Coast Surfers Paradise Taringa Tarragindi Tewantin The Gap Thornlands Toowong Toowoomba Townsville Upper Coomera Upper Mount Gravatt Urangan Varsity Lakes Victoria Point Wakerley Warner Warwick Wavell Heights Wellington Point West End Wishart Woodridge Woolloongabba Wynnum Wynnum West Yarrabilba Yeppoon Zillmere Albany Alkimos Armadale Atwell Australind Aveley Balcatta Baldivis Balga Ballajura Banksia Grove Bassendean Bayswater Beckenham Beechboro Beeliar Bentley Brabham Broome Bunbury Busselton Butler Byford Canning Vale Carnarvon Claremont Clarkson Cloverdale Collie Como Dalyellup Dampier Dianella Doubleview Duncraig East Perth East Victoria Park Eaton Ellenbrook Esperance Exmouth Floreat Forrestfield Fremantle Geraldton Girrawheen Gosnells Greenfields Greenwood Halls Head Hamilton Hill Harrisdale Harvey High Wycombe Hillarys Huntingdale Innaloo Joondalup Kalgoorlie Kardinya Karratha Karrinyup Katanning Kelmscott Kingsley Landsdale Leeming Maddington Mandurah Manjimup Marangaroo Margaret River Maylands Meadow Springs Merredin Midland Morley Mosman Park Mount Lawley Narrogin Nedlands Newman Nollamara North Perth Northam Padbury Perth Piara Waters Port Hedland Port Kennedy Quinns Rocks Rivervale Rockingham Scarborough Secret Harbour Seville Grove South Bunbury South Hedland South Perth Southern River Spearwood Stirling Subiaco Success Tapping Thornlie Tom Price Victoria Park Waikiki Wanneroo Warnbro Wellard Wembley West Busselton Willetton Woodvale Yanchep Yokine York Aberfoyle Park Adelaide Aldinga Beach Andrews Farm Athelstone Berri Blakeview Bordertown Ceduna Clare Craigmore Elizabeth Flagstaff Hill Gawler Golden Grove Greenwith Hallett Cove Happy Valley Ingle Farm Kadina Keith Loxton Magill Marion Mawson Lakes Modbury Morphett Vale Mount Barker Mount Gambier Murray Bridge Naracoorte Parafield Gardens Paralowie Port Augusta Port Lincoln Port Pirie Prospect Renmark Salisbury Salisbury East Salisbury North Seaton Streaky Bay Tea Tree Gully Victor Harbor Waikerie Wallaroo Whyalla Woodcroft Burnie Campbell Town Devonport Glenorchy Hobart Howrah Huonville Kingston Launceston New Norfolk Queenstown Rosebery Ross Sandy Bay Smithton Sorell St Helens Ulverstone Zeehan Belconnen Canberra Gungahlin Kambah Ngunnawal Tuggeranong Woden Alice Springs Darwin Katherine Palmerston

Common questions

Equipment & Vehicle Finance, explained

How much can I borrow for equipment or vehicles?

We arrange equipment and vehicle finance up to $500,000. The amount you qualify for depends on the asset, your time in business and the lender, and we match your deal to the lenders on our panel most likely to fund it at a competitive rate.

How fast can I get approved?

Most equipment and vehicle approvals come back within 24 to 48 hours. Sending us clear details on the asset and your business up front is the quickest way to get a firm answer.

Do I need to provide financials?

Often not. We have low-doc and no-doc options, and for established ABNs with a clean credit history many deals settle without full financials. We will tell you what a particular lender needs before you commit to anything.

What can the finance be used for?

Business-purpose assets like utes, trucks, trailers, excavators, plant, machinery, trade tools and fitted equipment. If it is gear your business uses to operate, there is usually a lender on our panel for it.

Are there any upfront or application fees?

No. There is nothing to pay to get a quote or compare options. Our broking fee is paid by the lender at settlement, not by you.

Can I finance both new and used equipment?

Yes. We arrange finance for new and used vehicles, plant and machinery, including purchases from dealers, auctions and private sellers, depending on the lender and the asset.