Equipment & vehicle finance
Finance the gear, vehicles and machinery your business runs on, up to $500,000
One application across a panel of 40+ lenders, with most approvals back in 24 to 48 hours. Low-doc and no-doc options, and no financials needed to get started.
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What we fund
Finance for the assets that do the work
Whether you are buying a ute, adding trucks and trailers to the fleet, or putting a new excavator on the books, we match the deal to the right lender on our panel. As a brokerage we are not tied to one bank, so we shop the rate and structure for you rather than fitting you into a single product.
What you can use it for
Put the facility to work however your business needs it.
Utes and work vehicles
Single utes through to a run of vans and light commercials for tradies and mobile businesses.
Trucks and trailers
Prime movers, rigids, tippers and trailers for transport and logistics operators growing their fleet.
Plant and machinery
Excavators, skid steers, loaders and earthmoving gear for civil, construction and landscaping work.
Trade tools and equipment
Compressors, welders, generators, scaffolding and the heavier gear that keeps a trade business moving.
Fleet upgrades
Replace ageing vehicles or add capacity across a fleet without tying up your working cash.
Fit-out style equipment
Fixtures, fridges, ovens, racking and the fitted equipment that gets a new site operational.
Why businesses choose Ventas
One application, 40+ lenders
You apply once and we take it to the lenders most likely to say yes at the best rate, instead of you chasing banks one at a time.
Low-doc and no-doc options
Plenty of deals settle without financials. For established ABNs with a clean history, we can often arrange finance on minimal paperwork.
No upfront fees
Our broking fee is paid by the lender at settlement, so there is nothing to pay to get a quote and compare your options.
Buying gear this week? Get your rate before you sign
Most equipment and vehicle approvals come back in 24 to 48 hours, so you can negotiate with the supplier knowing exactly what your finance looks like. Send us the details and we will quote it across the panel.
Free repayment estimator
See an indicative monthly repayment
Estimate only and not an offer of finance. Actual rates, terms and repayments depend on the asset, the lender and your circumstances. Get a free rate quote for real numbers.
Get my real numbersEquipment and vehicle finance for businesses across
We arrange equipment and vehicle finance for tradies, transport operators, construction firms, fleets and general SMEs right across the country. Wherever your business is based, the application is the same and most approvals land within 24 to 48 hours.
Common questions
Equipment & Vehicle Finance, explained
How much can I borrow for equipment or vehicles?
We arrange equipment and vehicle finance up to $500,000. The amount you qualify for depends on the asset, your time in business and the lender, and we match your deal to the lenders on our panel most likely to fund it at a competitive rate.
How fast can I get approved?
Most equipment and vehicle approvals come back within 24 to 48 hours. Sending us clear details on the asset and your business up front is the quickest way to get a firm answer.
Do I need to provide financials?
Often not. We have low-doc and no-doc options, and for established ABNs with a clean credit history many deals settle without full financials. We will tell you what a particular lender needs before you commit to anything.
What can the finance be used for?
Business-purpose assets like utes, trucks, trailers, excavators, plant, machinery, trade tools and fitted equipment. If it is gear your business uses to operate, there is usually a lender on our panel for it.
Are there any upfront or application fees?
No. There is nothing to pay to get a quote or compare options. Our broking fee is paid by the lender at settlement, not by you.
Can I finance both new and used equipment?
Yes. We arrange finance for new and used vehicles, plant and machinery, including purchases from dealers, auctions and private sellers, depending on the lender and the asset.