Ventas Asset Lending

Commercial Fit-Out Finance across Australia

Office, retail, hospitality, medical and industrial fit-outs. Finance the full project, partitioning, joinery, electrical, flooring, signage and fixtures.

We are a finance broker, not a lender. One application goes to a panel of more than 40 lenders, so you get the structure and rate that actually fit your business. Find your city below, or talk to a broker now.

Get a quoteCall 0412 833 197
What it costs and how it is structured

As a general rule, where the facility is backed by property you should expect 6% to 9% p.a. Without property security, expect 9% to 13% p.a. That gap is the single biggest lever you control: if you own property and are willing to use it, the same purchase gets materially cheaper.

These are indicative ranges for business finance, not an offer. Your actual rate depends on the deal and is subject to credit approval.

Deposit. You can put a deposit down, or we can fund the full invoice. Both are available, so a deposit is a choice about cashflow rather than a barrier to getting approved.

New or used. Both are funded. Used equipment is normal in this market and does not need a different conversation.

Speed. Approvals come back as fast as 24 hours on straightforward deals.

Fit-Out Finance by location
Australian Capital Territory5 locations
Fit-Out Finance BelconnenFit-Out Finance CanberraFit-Out Finance GungahlinFit-Out Finance TuggeranongFit-Out Finance Woden
New South Wales73 locations
Fit-Out Finance AlburyFit-Out Finance ArmidaleFit-Out Finance BallinaFit-Out Finance BankstownFit-Out Finance Batemans BayFit-Out Finance BathurstFit-Out Finance BlacktownFit-Out Finance BowralFit-Out Finance Broken HillFit-Out Finance Byron BayFit-Out Finance Camden HavenFit-Out Finance CampbelltownFit-Out Finance Central CoastFit-Out Finance CessnockFit-Out Finance ChatswoodFit-Out Finance Coffs HarbourFit-Out Finance CoomaFit-Out Finance CowraFit-Out Finance DeniliquinFit-Out Finance DubboFit-Out Finance FairfieldFit-Out Finance ForsterFit-Out Finance Glen InnesFit-Out Finance GoulburnFit-Out Finance GraftonFit-Out Finance GriffithFit-Out Finance GunnedahFit-Out Finance HayFit-Out Finance HornsbyFit-Out Finance HurstvilleFit-Out Finance InverellFit-Out Finance KatoombaFit-Out Finance KempseyFit-Out Finance LeetonFit-Out Finance LismoreFit-Out Finance LithgowFit-Out Finance LiverpoolFit-Out Finance MaitlandFit-Out Finance ManlyFit-Out Finance MedowieFit-Out Finance MoreeFit-Out Finance MorissetFit-Out Finance MudgeeFit-Out Finance MuswellbrookFit-Out Finance NarrabriFit-Out Finance Nelson BayFit-Out Finance NewcastleFit-Out Finance NowraFit-Out Finance OrangeFit-Out Finance ParramattaFit-Out Finance PenrithFit-Out Finance Port MacquarieFit-Out Finance PrestonsFit-Out Finance QueanbeyanFit-Out Finance RichmondFit-Out Finance RockdaleFit-Out Finance Sanctuary PointFit-Out Finance Seven HillsFit-Out Finance SingletonFit-Out Finance StrathfieldFit-Out Finance SutherlandFit-Out Finance SydneyFit-Out Finance TamworthFit-Out Finance TareeFit-Out Finance TumutFit-Out Finance Tweed HeadsFit-Out Finance UlladullaFit-Out Finance Wagga WaggaFit-Out Finance Wetherill ParkFit-Out Finance WindsorFit-Out Finance WollongongFit-Out Finance YassFit-Out Finance Young
Northern Territory4 locations
Fit-Out Finance Alice SpringsFit-Out Finance DarwinFit-Out Finance KatherineFit-Out Finance Palmerston
Queensland58 locations
Fit-Out Finance Airlie BeachFit-Out Finance AthertonFit-Out Finance AyrFit-Out Finance BeaudesertFit-Out Finance BiggendenFit-Out Finance BiloelaFit-Out Finance BowenFit-Out Finance BrisbaneFit-Out Finance Browns PlainsFit-Out Finance BundabergFit-Out Finance CabooltureFit-Out Finance CairnsFit-Out Finance CaloundraFit-Out Finance CharlevilleFit-Out Finance Charters TowersFit-Out Finance ClermontFit-Out Finance CollinsvilleFit-Out Finance CunnamullaFit-Out Finance DalbyFit-Out Finance EmeraldFit-Out Finance Emu ParkFit-Out Finance GladstoneFit-Out Finance Gold CoastFit-Out Finance GoondiwindiFit-Out Finance GympieFit-Out Finance HelensvaleFit-Out Finance Hervey BayFit-Out Finance Home HillFit-Out Finance InnisfailFit-Out Finance IpswichFit-Out Finance KingaroyFit-Out Finance LoganFit-Out Finance LongreachFit-Out Finance MackayFit-Out Finance MareebaFit-Out Finance MaroochydoreFit-Out Finance MaryboroughFit-Out Finance MilesFit-Out Finance MooloolabaFit-Out Finance MoranbahFit-Out Finance Moreton BayFit-Out Finance Mount IsaFit-Out Finance NoosaFit-Out Finance ProserpineFit-Out Finance RedlandsFit-Out Finance RobinaFit-Out Finance RockhamptonFit-Out Finance RomaFit-Out Finance SarinaFit-Out Finance SouthportFit-Out Finance SpringwoodFit-Out Finance St GeorgeFit-Out Finance StanthorpeFit-Out Finance Sunshine CoastFit-Out Finance ToowoombaFit-Out Finance TownsvilleFit-Out Finance WarwickFit-Out Finance Yeppoon
South Australia27 locations
Fit-Out Finance AdelaideFit-Out Finance BerriFit-Out Finance BordertownFit-Out Finance CedunaFit-Out Finance ClareFit-Out Finance ElizabethFit-Out Finance GawlerFit-Out Finance KadinaFit-Out Finance KeithFit-Out Finance LoxtonFit-Out Finance MarionFit-Out Finance ModburyFit-Out Finance Mount BarkerFit-Out Finance Mount GambierFit-Out Finance Murray BridgeFit-Out Finance NaracoorteFit-Out Finance Port AugustaFit-Out Finance Port LincolnFit-Out Finance Port PirieFit-Out Finance RenmarkFit-Out Finance SalisburyFit-Out Finance Streaky BayFit-Out Finance Tea Tree GullyFit-Out Finance Victor HarborFit-Out Finance WaikerieFit-Out Finance WallarooFit-Out Finance Whyalla
Tasmania16 locations
Fit-Out Finance BurnieFit-Out Finance Campbell TownFit-Out Finance DevonportFit-Out Finance HobartFit-Out Finance HuonvilleFit-Out Finance KingstonFit-Out Finance LauncestonFit-Out Finance New NorfolkFit-Out Finance QueenstownFit-Out Finance RoseberyFit-Out Finance RossFit-Out Finance SmithtonFit-Out Finance SorellFit-Out Finance St HelensFit-Out Finance UlverstoneFit-Out Finance Zeehan
Victoria51 locations
Fit-Out Finance AraratFit-Out Finance Bacchus MarshFit-Out Finance BairnsdaleFit-Out Finance BallaratFit-Out Finance BenallaFit-Out Finance BendigoFit-Out Finance Box HillFit-Out Finance BrightFit-Out Finance CastlemaineFit-Out Finance CobramFit-Out Finance ColacFit-Out Finance CranbourneFit-Out Finance DandenongFit-Out Finance EchucaFit-Out Finance FrankstonFit-Out Finance GeelongFit-Out Finance GisborneFit-Out Finance HamiltonFit-Out Finance HorshamFit-Out Finance KerangFit-Out Finance KynetonFit-Out Finance LilydaleFit-Out Finance MallacootaFit-Out Finance MelbourneFit-Out Finance MeltonFit-Out Finance MilduraFit-Out Finance MoeFit-Out Finance MorwellFit-Out Finance MyrtlefordFit-Out Finance Narre WarrenFit-Out Finance NhillFit-Out Finance OmeoFit-Out Finance PakenhamFit-Out Finance PortlandFit-Out Finance RingwoodFit-Out Finance SaleFit-Out Finance SeymourFit-Out Finance SheppartonFit-Out Finance St ArnaudFit-Out Finance StawellFit-Out Finance SunburyFit-Out Finance SunshineFit-Out Finance Swan HillFit-Out Finance TraralgonFit-Out Finance WangarattaFit-Out Finance WarragulFit-Out Finance WarrnamboolFit-Out Finance WerribeeFit-Out Finance WhittleseaFit-Out Finance WodongaFit-Out Finance Yarrawonga
Western Australia35 locations
Fit-Out Finance AlbanyFit-Out Finance ArmadaleFit-Out Finance BaldivisFit-Out Finance BroomeFit-Out Finance BunburyFit-Out Finance BusseltonFit-Out Finance CarnarvonFit-Out Finance CollieFit-Out Finance DampierFit-Out Finance EllenbrookFit-Out Finance EsperanceFit-Out Finance ExmouthFit-Out Finance FremantleFit-Out Finance GeraldtonFit-Out Finance HarveyFit-Out Finance JoondalupFit-Out Finance KalgoorlieFit-Out Finance KarrathaFit-Out Finance KatanningFit-Out Finance MandurahFit-Out Finance ManjimupFit-Out Finance Margaret RiverFit-Out Finance MerredinFit-Out Finance MidlandFit-Out Finance NarroginFit-Out Finance NewmanFit-Out Finance NorthamFit-Out Finance PerthFit-Out Finance Port HedlandFit-Out Finance RockinghamFit-Out Finance South HedlandFit-Out Finance StirlingFit-Out Finance Tom PriceFit-Out Finance WannerooFit-Out Finance York
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Common questions

How much can I borrow for a commercial fit-out?

Up to $500,000 for a full fit-out, covering partitioning, joinery, electrical, flooring, signage and fixtures. Your limit depends on your asset-backing and trading history.

Do I need a deposit for fit-out finance?

Often no. Many fit-out deals settle with no deposit, depending on your profile, with low-doc and no-doc options available.

How fast can fit-out finance be approved?

Most deals are approved within 24 to 48 hours once we have your details, with settlement shortly after.

Can I finance a fit-out with ATO debt or past credit issues?

Often yes. We work with lenders that consider ATO debt, thin files and past credit issues, where the banks say no. This is general information only, not a quote.

Ready to go?

Tell us what you are financing and we will come back with the sharpest option from our panel.

Get a quoteCall 0412 833 197