Vehicle & Fleet Finance across Australia

Passenger vehicles, utes, light commercial and full fleets. Chattel mortgage, finance lease or novated, we find the structure that works for your business.

We are a finance broker, not a lender. One application goes to a panel of more than 40 lenders, so you get the structure and rate that actually fit your business. Find your city below, or talk to a broker now.

What gets financed. Utes, vans, light commercials and passenger vehicles for business use, single units or fleets. Fit-out such as canopies, racking, trays and signage can be funded with the vehicle.

New or used. New, demonstrator, ex-fleet, ex-lease and private sale all fund. Private sales need a little more verification but are entirely normal.

What moves your rate. Whether the vehicle is in the business name and used for business changes the structure available. Fleet purchases are usually better arranged as one facility than as several separate contracts.

As a general rule, where the facility is backed by property you should expect 6% to 9% p.a. Without property security, expect 9% to 13% p.a. That gap is the single biggest lever you control: if you own property and are willing to use it, the same purchase gets materially cheaper.

These are indicative ranges for business finance, not an offer. Your actual rate depends on the deal and is subject to credit approval.

Deposit. You can put a deposit down, or we can fund the full invoice. Both are available, so a deposit is a choice about cashflow rather than a barrier to getting approved.

New or used. Both are funded. Used equipment is normal in this market and does not need a different conversation.

Speed. Approvals come back as fast as 24 hours on straightforward deals.

Tell us what you are financing and we will come back with the sharpest option from our panel.