Ventas Asset Lending
Equipment Refinance across Australia
Already own your equipment outright? Refinance it to unlock the equity and free up working capital, without selling the asset or disrupting operations.
We are a finance broker, not a lender. One application goes to a panel of more than 40 lenders, so you get the structure and rate that actually fit your business. Find your city below, or talk to a broker now.
What it costs and how it is structured
As a general rule, where the facility is backed by property you should expect 6% to 9% p.a. Without property security, expect 9% to 13% p.a. That gap is the single biggest lever you control: if you own property and are willing to use it, the same purchase gets materially cheaper.
These are indicative ranges for business finance, not an offer. Your actual rate depends on the deal and is subject to credit approval.
Deposit. You can put a deposit down, or we can fund the full invoice. Both are available, so a deposit is a choice about cashflow rather than a barrier to getting approved.
New or used. Both are funded. Used equipment is normal in this market and does not need a different conversation.
Speed. Approvals come back as fast as 24 hours on straightforward deals.
Equipment Refinance by location
Australian Capital Territory5 locations
New South Wales73 locations
Equipment Refinance AlburyEquipment Refinance ArmidaleEquipment Refinance BallinaEquipment Refinance BankstownEquipment Refinance Batemans BayEquipment Refinance BathurstEquipment Refinance BlacktownEquipment Refinance BowralEquipment Refinance Broken HillEquipment Refinance Byron BayEquipment Refinance Camden HavenEquipment Refinance CampbelltownEquipment Refinance Central CoastEquipment Refinance CessnockEquipment Refinance ChatswoodEquipment Refinance Coffs HarbourEquipment Refinance CoomaEquipment Refinance CowraEquipment Refinance DeniliquinEquipment Refinance DubboEquipment Refinance FairfieldEquipment Refinance ForsterEquipment Refinance Glen InnesEquipment Refinance GoulburnEquipment Refinance GraftonEquipment Refinance GriffithEquipment Refinance GunnedahEquipment Refinance HayEquipment Refinance HornsbyEquipment Refinance HurstvilleEquipment Refinance InverellEquipment Refinance KatoombaEquipment Refinance KempseyEquipment Refinance LeetonEquipment Refinance LismoreEquipment Refinance LithgowEquipment Refinance LiverpoolEquipment Refinance MaitlandEquipment Refinance ManlyEquipment Refinance MedowieEquipment Refinance MoreeEquipment Refinance MorissetEquipment Refinance MudgeeEquipment Refinance MuswellbrookEquipment Refinance NarrabriEquipment Refinance Nelson BayEquipment Refinance NewcastleEquipment Refinance NowraEquipment Refinance OrangeEquipment Refinance ParramattaEquipment Refinance PenrithEquipment Refinance Port MacquarieEquipment Refinance PrestonsEquipment Refinance QueanbeyanEquipment Refinance RichmondEquipment Refinance RockdaleEquipment Refinance Sanctuary PointEquipment Refinance Seven HillsEquipment Refinance SingletonEquipment Refinance StrathfieldEquipment Refinance SutherlandEquipment Refinance SydneyEquipment Refinance TamworthEquipment Refinance TareeEquipment Refinance TumutEquipment Refinance Tweed HeadsEquipment Refinance UlladullaEquipment Refinance Wagga WaggaEquipment Refinance Wetherill ParkEquipment Refinance WindsorEquipment Refinance WollongongEquipment Refinance YassEquipment Refinance Young
Northern Territory4 locations
Queensland58 locations
Equipment Refinance Airlie BeachEquipment Refinance AthertonEquipment Refinance AyrEquipment Refinance BeaudesertEquipment Refinance BiggendenEquipment Refinance BiloelaEquipment Refinance BowenEquipment Refinance BrisbaneEquipment Refinance Browns PlainsEquipment Refinance BundabergEquipment Refinance CabooltureEquipment Refinance CairnsEquipment Refinance CaloundraEquipment Refinance CharlevilleEquipment Refinance Charters TowersEquipment Refinance ClermontEquipment Refinance CollinsvilleEquipment Refinance CunnamullaEquipment Refinance DalbyEquipment Refinance EmeraldEquipment Refinance Emu ParkEquipment Refinance GladstoneEquipment Refinance Gold CoastEquipment Refinance GoondiwindiEquipment Refinance GympieEquipment Refinance HelensvaleEquipment Refinance Hervey BayEquipment Refinance Home HillEquipment Refinance InnisfailEquipment Refinance IpswichEquipment Refinance KingaroyEquipment Refinance LoganEquipment Refinance LongreachEquipment Refinance MackayEquipment Refinance MareebaEquipment Refinance MaroochydoreEquipment Refinance MaryboroughEquipment Refinance MilesEquipment Refinance MooloolabaEquipment Refinance MoranbahEquipment Refinance Moreton BayEquipment Refinance Mount IsaEquipment Refinance NoosaEquipment Refinance ProserpineEquipment Refinance RedlandsEquipment Refinance RobinaEquipment Refinance RockhamptonEquipment Refinance RomaEquipment Refinance SarinaEquipment Refinance SouthportEquipment Refinance SpringwoodEquipment Refinance St GeorgeEquipment Refinance StanthorpeEquipment Refinance Sunshine CoastEquipment Refinance ToowoombaEquipment Refinance TownsvilleEquipment Refinance WarwickEquipment Refinance Yeppoon
South Australia27 locations
Equipment Refinance AdelaideEquipment Refinance BerriEquipment Refinance BordertownEquipment Refinance CedunaEquipment Refinance ClareEquipment Refinance ElizabethEquipment Refinance GawlerEquipment Refinance KadinaEquipment Refinance KeithEquipment Refinance LoxtonEquipment Refinance MarionEquipment Refinance ModburyEquipment Refinance Mount BarkerEquipment Refinance Mount GambierEquipment Refinance Murray BridgeEquipment Refinance NaracoorteEquipment Refinance Port AugustaEquipment Refinance Port LincolnEquipment Refinance Port PirieEquipment Refinance RenmarkEquipment Refinance SalisburyEquipment Refinance Streaky BayEquipment Refinance Tea Tree GullyEquipment Refinance Victor HarborEquipment Refinance WaikerieEquipment Refinance WallarooEquipment Refinance Whyalla
Tasmania16 locations
Equipment Refinance BurnieEquipment Refinance Campbell TownEquipment Refinance DevonportEquipment Refinance HobartEquipment Refinance HuonvilleEquipment Refinance KingstonEquipment Refinance LauncestonEquipment Refinance New NorfolkEquipment Refinance QueenstownEquipment Refinance RoseberyEquipment Refinance RossEquipment Refinance SmithtonEquipment Refinance SorellEquipment Refinance St HelensEquipment Refinance UlverstoneEquipment Refinance Zeehan
Victoria51 locations
Equipment Refinance AraratEquipment Refinance Bacchus MarshEquipment Refinance BairnsdaleEquipment Refinance BallaratEquipment Refinance BenallaEquipment Refinance BendigoEquipment Refinance Box HillEquipment Refinance BrightEquipment Refinance CastlemaineEquipment Refinance CobramEquipment Refinance ColacEquipment Refinance CranbourneEquipment Refinance DandenongEquipment Refinance EchucaEquipment Refinance FrankstonEquipment Refinance GeelongEquipment Refinance GisborneEquipment Refinance HamiltonEquipment Refinance HorshamEquipment Refinance KerangEquipment Refinance KynetonEquipment Refinance LilydaleEquipment Refinance MallacootaEquipment Refinance MelbourneEquipment Refinance MeltonEquipment Refinance MilduraEquipment Refinance MoeEquipment Refinance MorwellEquipment Refinance MyrtlefordEquipment Refinance Narre WarrenEquipment Refinance NhillEquipment Refinance OmeoEquipment Refinance PakenhamEquipment Refinance PortlandEquipment Refinance RingwoodEquipment Refinance SaleEquipment Refinance SeymourEquipment Refinance SheppartonEquipment Refinance St ArnaudEquipment Refinance StawellEquipment Refinance SunburyEquipment Refinance SunshineEquipment Refinance Swan HillEquipment Refinance TraralgonEquipment Refinance WangarattaEquipment Refinance WarragulEquipment Refinance WarrnamboolEquipment Refinance WerribeeEquipment Refinance WhittleseaEquipment Refinance WodongaEquipment Refinance Yarrawonga
Western Australia35 locations
Equipment Refinance AlbanyEquipment Refinance ArmadaleEquipment Refinance BaldivisEquipment Refinance BroomeEquipment Refinance BunburyEquipment Refinance BusseltonEquipment Refinance CarnarvonEquipment Refinance CollieEquipment Refinance DampierEquipment Refinance EllenbrookEquipment Refinance EsperanceEquipment Refinance ExmouthEquipment Refinance FremantleEquipment Refinance GeraldtonEquipment Refinance HarveyEquipment Refinance JoondalupEquipment Refinance KalgoorlieEquipment Refinance KarrathaEquipment Refinance KatanningEquipment Refinance MandurahEquipment Refinance ManjimupEquipment Refinance Margaret RiverEquipment Refinance MerredinEquipment Refinance MidlandEquipment Refinance NarroginEquipment Refinance NewmanEquipment Refinance NorthamEquipment Refinance PerthEquipment Refinance Port HedlandEquipment Refinance RockinghamEquipment Refinance South HedlandEquipment Refinance StirlingEquipment Refinance Tom PriceEquipment Refinance WannerooEquipment Refinance York
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Chattel MortgageFinance LeaseCommercial Hire PurchaseOperating LeaseNovated LeaseVehicle FinanceFleet FinanceUte FinanceVan FinanceTruck Finance
Ready to go?
Tell us what you are financing and we will come back with the sharpest option from our panel.