Prime movers, rigid trucks, tippers, refrigerated units and trailers. We work with transport operators every day and know exactly what lenders want to see.
All fields required, a Ventas partner will be in touch.
Rural finance is more complex than metro finance. Seasonal income, remote locations, niche asset types, most lenders struggle with it. We don't. We've structured Truck Finance for businesses like yours across VIC and we know what works.
Comparing options nationally? Our full guide to truck finance covers rates, terms and what lenders look for.
Seasonal cashflow shapes everything for agricultural businesses. Repayment structures that align with harvest cycles make a real difference.
We deal directly with lenders, no aggregators, no extra margin. Every application goes to the lenders most likely to approve it at the best rate for your deal.
Trucks are the most financed asset class in the country and lenders know the market cold, which works in a buyer's favour. Deals run as chattel mortgages over two to seven years, new and used both funded, dealer or private sale, with balloons commonly used to keep the weekly repayment in line with freight income.
On value, kilometres dominate everything else: same-year trucks can sit six figures apart on odometer alone. Driveline matters next, engine rating and gearbox both move resale, and cab configuration shifts the price again. Tipper and dog combinations price as combinations rather than bare trucks, so read carefully what a listing actually includes.
Owner-operators buying a first truck are financed every week in this country. Lenders look at the contract or work lined up behind the purchase as much as the balance sheet.
See the Kenworth price guide for model-by-model values, or the owner-operator guide if this is your first rig.
Colac businesses use truck finance to fund all kinds of assets. Below are the most common, if yours isn't listed, get in touch. We've probably funded it before.
Fill in the form above and a Ventas partner will come back to you directly. We'll understand your deal, go to our lender panel, and come back with the best available option. If you proceed, we handle everything through to settlement, no cost to you. We're paid by the lender when your loan settles.
Truck Finance in Colac doesn't need to be complicated. Most of our Colac clients have an approval in 48 hours and settle within the week.