Commercial vessels, work boats, barges, fishing vessels and charter craft. Marine finance requires lenders who understand hull values and maritime operations. We know who they are.
All fields required, a Ventas partner will be in touch.
Rural finance is more complex than metro finance. Seasonal income, remote locations, niche asset types, most lenders struggle with it. We don't. We've structured Marine Finance for businesses like yours across VIC and we know what works.
For the national picture, see our complete guide to marine finance, including typical rates and approval criteria.
Seasonal cashflow shapes everything for agricultural businesses. Repayment structures that align with harvest cycles make a real difference.
We deal directly with lenders, no aggregators, no extra margin. Every application goes to the lenders most likely to approve it at the best rate for your deal.
This is commercial marine lending: workboats, charter and tourism vessels, commercial fishing boats, barges and pontoons. Vessels bought for private recreation sit with consumer lenders, not here.
Survey is what makes a vessel fundable. A boat in current survey with a clean condition report finances on far better terms than one due, because the certificate is the lender's evidence the asset is worth what the contract says. On a business purchase, know which certificates travel with the vessel and which do not: survey follows the boat, the operating certificate follows the operator.
Seasonality is normal in this class and can be structured for. Charter and tourism operators commonly carry repayments weighted to the earning months rather than flat across a year.
Buying a charter business rather than a bare vessel? See the charter business guide for what transfers and what does not.
Sale businesses use marine finance to fund all kinds of assets. Below are the most common, if yours isn't listed, get in touch. We've probably funded it before.
Fill in the form above and a Ventas partner will come back to you directly. We'll understand your deal, go to our lender panel, and come back with the best available option. If you proceed, we handle everything through to settlement, no cost to you. We're paid by the lender when your loan settles.
Marine Finance in Sale doesn't need to be complicated. Most of our Sale clients have an approval in 48 hours and settle within the week.