Commercial Marine Finance across Australia

Commercial vessels, work boats, barges, fishing vessels and charter craft. Marine finance requires lenders who understand hull values and maritime operations. We know who they are.

We are a finance broker, not a lender. One application goes to a panel of more than 40 lenders, so you get the structure and rate that actually fit your business. Find your city below, or talk to a broker now.

What gets financed. Commercial vessels, charter and tourism boats, fishing vessels, workboats and barges, plus recreational boats. Engines, electronics, trailers and refits can be included.

New or used. The used market is where most of this sits. Survey and condition reports carry real weight, and for a commercial vessel the survey is usually required rather than optional.

What moves your rate. Commercial and recreational are two different lending conversations. Be clear which one applies, because it determines the lender, the structure and the paperwork.

As a general rule, where the facility is backed by property you should expect 6% to 9% p.a. Without property security, expect 9% to 13% p.a. That gap is the single biggest lever you control: if you own property and are willing to use it, the same purchase gets materially cheaper.

These are indicative ranges for business finance, not an offer. Your actual rate depends on the deal and is subject to credit approval.

Deposit. You can put a deposit down, or we can fund the full invoice. Both are available, so a deposit is a choice about cashflow rather than a barrier to getting approved.

New or used. Both are funded. Used equipment is normal in this market and does not need a different conversation.

Speed. Approvals come back as fast as 24 hours on straightforward deals.

Tell us what you are financing and we will come back with the sharpest option from our panel.