Finance question
Equipment finance for gyms and fitness studios?
Yes. Racks, rigs, treadmills, bikes, rowers, cable machines, plate-loaded gear, free weights and the rubber flooring and fit-out that go with them are all financeable. The equipment secures the loan, so deals often approve in 24 to 48 hours, low-doc, up to $500,000.
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The short answer
Fill the floor without emptying the account
A gym floor is a big up-front spend, and almost all of it is financeable. Power racks and rigs, treadmills, spin and assault bikes, rowers, cable and functional trainers, plate-loaded and pin-loaded machines, dumbbells and barbells, plus the rubber flooring, mirrors and reception fit-out can be funded on one deal. Because the equipment secures the loan, the lender's risk sits in the gear, not only in your books.
That is why approvals move fast. A typical studio fit-out clears in 24 to 48 hours on a low-doc basis, and many deals under a lender's threshold need no financials, just your ABN, ID and the supplier quote. It keeps cash free for the lease, marketing and staff while you build a member base.
Ventas is a broker. We run your deal across 40+ lenders and place it where a gym or studio operator fits best, with no upfront fee to you because the lender pays us on settlement. New studios and expanding gyms both qualify.
Do you qualify?
What a gym deal usually needs.
The equipment to fund
Racks, cardio, cable machines, weights and flooring.
An active ABN
New studios and established gyms both qualify.
Gear and fit-out
Machines, flooring and shopfit can be funded together.
A supplier quote
The equipment quote is often the only paperwork needed.
Why finance suits a gym or studio
Repay from memberships
The floor earns from opening day and the gear is paid from that income.
Fit-out on one facility
Machines, flooring and reception can sit on a single deal.
Refresh gear over time
Add cardio or a functional rig as your membership grows.
A real example
A new functional-fitness studio needs a rig, a set of dumbbells and barbells, two rowers, and rubber flooring, about $95,000 together. Financed across the equipment and flooring, low-doc, approved inside two days. Repayments start as the first members sign on. Illustrative only.
Common questions
Frequently asked questions
Can I finance the flooring and fit-out too?
Yes. Rubber flooring, mirrors and reception fit-out can be funded alongside the machines, up to $500,000.
Can I finance used gym equipment?
Yes. Second-hand racks, cardio and plate-loaded gear are commonly financed, including private sales, subject to lender assessment.
Can a brand new studio qualify?
Often yes. New studios qualify and many deals settle low-doc on the asset and your ABN, subject to lender assessment.
How fast can I open?
Straightforward deals often approve in 24 to 48 hours, so the fit-out can proceed within days.