Finance question
Equipment finance for IT and tech companies?
Yes. Servers, workstations, laptop fleets, networking and storage hardware, data-centre racks and AV and boardroom fit-outs are all financeable. Because the hardware secures the loan, deals often approve in 24 to 48 hours, low-doc, up to $500,000.
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The short answer
Refresh the hardware, keep the runway
IT and tech hardware is well suited to asset finance. Servers and storage arrays, data-centre racks and networking gear, workstation and laptop fleets, monitors, security and AV systems, and the office and boardroom fit-out around them all qualify. Because the hardware secures the loan, the lender's risk sits in the equipment rather than only in your accounts, which matters for early-stage and growing tech firms.
That is why approvals move fast. A straightforward hardware refresh often clears in 24 to 48 hours on a low-doc basis, and deals under a lender's threshold can settle with no financials, just your ABN, ID and the supplier invoice. It lets you scale a team or a deployment without spending the cash your runway depends on.
Ventas is a broker, not a lender. We run your deal across 40+ lenders and place it with one that is comfortable funding IT hardware, with no upfront fee to you because the lender pays us on settlement. Startups and established firms both qualify, subject to lender assessment.
Do you qualify?
What an IT deal usually needs.
The hardware to fund
Servers, laptops, networking, storage or AV systems.
An active ABN
Startups and established tech firms both qualify.
Fleets or single builds
A laptop rollout or a server rack can both be funded.
A supplier invoice
The hardware quote is often the only paperwork needed.
Why finance suits an IT or tech company
Protect the runway
Spreading hardware over its life keeps cash for hiring and product.
Scale the fleet with headcount
Add laptops and workstations as the team grows, not all at once.
Match cost to the asset's life
Repayments run alongside the years the hardware is in service.
A real example
A growing software firm doubles its team and needs a fleet of 25 laptops, docking stations and a new server, about $120,000 together. Financed on the hardware, low-doc, approved in a couple of days. Repayments spread across the equipment's working life. Illustrative only.
Common questions
Frequently asked questions
Can I finance a whole laptop fleet on one deal?
Yes. A rollout of laptops, docks and monitors can be funded together, up to $500,000.
Can a startup with a short trading history qualify?
Often yes. Newer firms qualify and many deals settle low-doc on the asset and your ABN, subject to lender assessment.
Can I finance used or refurbished hardware?
In many cases yes, depending on the age and type of equipment, subject to lender assessment.
How fast can the hardware be deployed?
Straightforward deals often approve in 24 to 48 hours, so the rollout can follow within days.