Finance question
Equipment finance for transport and logistics operators?
Yes. Prime movers, trailers, rigid trucks, refrigerated vans and forklifts all finance as transport equipment, secured against the vehicle rather than your cash. Deals often settle low-doc or no-doc in 24 to 48 hours, so you can put a truck on a new contract fast. We place them across 40+ lenders with no upfront fee to you.
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The short answer
Put another truck on the road without draining cash
In transport, growth means iron on the road. A prime mover, a trailer or a reefer van is a big cash outlay, and tying it up before the freight is rolling squeezes your fuel, tyres and driver wages. Equipment finance spreads the cost over the vehicle's working life so the truck earns while you pay it off.
The vehicle secures the loan, so the paperwork is light. Many operator deals settle low-doc or no-doc on an active ABN, often with no financials. That speed matters when you have won a lane or a contract and need the rig registered and rolling before the first run, not weeks later.
As a broker we work across 40+ lenders, and transport appetite differs on truck age, kilometres and whether it is a prime mover, a rigid or a trailer. A late-model unit finances easily, an older workhorse still finds a lender. We match your profile to the right one and advocate for the deal, and the lender pays us on settlement.
Do you qualify?
What a transport deal usually needs.
The vehicle
Prime mover, trailer, rigid, reefer van or forklift to secure the finance.
An active ABN
Owner-drivers, sole traders and fleets all qualify.
Vehicle details
Make, age and kilometres help us match the right lender.
Deposit optional
Often none needed, though it can help on high-kilometre trucks.
Why operators finance trucks instead of buying outright
Cash for running costs
Keep working capital for fuel, tyres, rego and driver wages.
Secured by the vehicle
The truck carries the risk, so your other assets usually stay clear.
Move at contract speed
Approvals often in 24 to 48 hours, so the truck is rolling on the new lane fast.
A real example
An owner-driver wins a regular reefer run and needs a $110,000 prime mover plus a refrigerated trailer. Rather than tie up cash before the first invoice, both are financed low-doc, secured on the vehicles. Approved inside two days, registered and rolling for week one of the contract, paid down from the freight. Illustrative only.
Common questions
Frequently asked questions
Can I finance a prime mover and trailer together?
Often yes. Both can sit on one facility or as separate agreements, whichever structures better for your cash flow.
Can I finance a high-kilometre truck?
Usually yes, though higher kilometres or age narrows the lenders and a deposit can help the deal.
Do I need financials as an owner-driver?
Frequently no. Many transport deals settle low-doc or no-doc on an active ABN, with the vehicle as security.
Can I finance forklifts and yard gear too?
Yes. Forklifts, reach trucks and materials-handling equipment finance the same way as road vehicles.