Finance question
Can I finance a skid steer loader?
Yes. Skid steer loaders are a core asset-finance item for landscapers, builders and civil contractors. Wheeled or tracked, new or used, and often with attachments bundled in, the machine secures the loan, so it funds up to $500,000 with low-doc options and 24 to 48 hour approvals.
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The short answer
One machine, many jobs, easy to fund
A skid steer earns its keep because one machine does the work of several. Landscapers, small civil crews, builders, farmers and site-clean-up operators all run them, swapping buckets, augers, grabs, trenchers and brooms as the day demands. That versatility means a deep used market and strong resale, which is exactly what a lender wants to see behind an asset-secured loan.
Wheeled or tracked, new or used, a skid steer is funded on the strength of the machine itself. Many deals settle low-doc or no-doc on your ABN and the supplier quote, without full financials. Attachments bought at the same time can often be bundled into the one facility, so the whole kit lands on a single, tidy repayment.
Ventas is a broker, not a lender. We run your deal across 40+ lenders and place it with the one whose appetite fits your machine, your industry and your history. There is no upfront fee to you. The lender pays us on settlement, so we structure the finance and argue your case rather than push a product.
Do you qualify?
What makes a skid steer deal fundable.
The loader itself
Wheeled or tracked, new or used, becomes the security.
Attachments too
Buckets, augers and grabs can bundle into the same facility.
An active ABN
Sole trader owner-operators and companies both qualify.
A trade use
Landscaping, civil, building, farming or hire work.
Why skid steers finance well
Versatile security
One machine, many attachments, a broad buyer pool if it ever resells.
Asset-secured
The loader carries the risk, so low-doc and no-doc structures work.
Kit on one facility
Machine plus attachments can settle together on one repayment.
A real example
A landscaper winning bigger jobs needs a tracked skid steer at about $65,000 plus a four-in-one bucket and an auger. Funded low-doc on the machine as security with the attachments bundled in, approved inside two days so the crew took on the next contract without renting gear. Illustrative only.
Common questions
Frequently asked questions
Can I finance the attachments too?
Usually yes. Buckets, augers, grabs and trenchers bought with the machine can often be bundled into the one facility, subject to lender assessment.
Tracked or wheeled, does it matter?
Not for approval. Both types finance the same way. The machine secures the loan either way, and the choice is about your ground and job type.
Can I finance a used skid steer?
Yes. Used machines are common. Age and hours can influence which lender suits, but a sound loader is strong security.
Do I need financials?
Often no. Many skid steer deals settle low-doc or no-doc on your ABN and the machine, subject to lender assessment.