Finance question
Can I finance cleaning or scrubbing equipment?
Yes. Ride-on scrubbers, sweepers, industrial vacuums, carpet extractors and pressure washers are all business equipment that can be financed and secured by the machine itself. It is a common way for cleaning contractors to add capacity without paying cash up front. New and used both qualify, often on a low-doc basis.
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The short answer
Kit that earns can pay for itself
Cleaning and scrubbing equipment is exactly the kind of asset finance is built for. A ride-on floor scrubber, a walk-behind sweeper or a truck-mounted carpet extraction unit is a serious spend that earns its keep the moment it goes onto a contract. Financing it keeps your cash free for wages, chemicals and the next tender while the machine goes to work, and the equipment itself secures the loan rather than the deal leaning on your accounts.
The range runs from small to substantial. A commercial pressure washer or an industrial wet-and-dry vacuum sits at the lighter end, while a ride-on scrubber-dryer, a mechanical road sweeper or a full truck-mount hot-water carpet rig can run well into the tens of thousands. Because we work across 40+ lenders, we match the machine and the contract behind it to the lender most comfortable with the deal, then set a term that sits sensibly against the work it services.
New and used both work. A good used scrubber or extraction unit holds resale value, so lenders are happy to secure against it, whether it comes from a dealer, an auction or a private sale. That flexibility helps a growing cleaning business scale one machine at a time, adding capacity as new sites and contracts come on rather than buying everything up front.
Do you qualify?
What makes a cleaning-kit deal fundable.
The machine itself
Scrubber, sweeper, extractor, vacuum or pressure washer.
An active ABN
Sole traders and companies both qualify.
Work to service
Contracts or a clear plan to put the kit to use.
Low-doc option
Many deals settle with no financials needed.
Why cleaning equipment finances well
The asset secures it
The machine is the security, so the deal does not rest on your balance sheet alone.
It generates income
Kit that services contracts helps the finance pay for itself.
Used gear qualifies
Good second-hand scrubbers and extractors hold value lenders will secure against.
A real example
A cleaning contractor lands a warehouse contract and needs a $22,000 ride-on scrubber-dryer to service it. Rather than pay cash, the machine is financed and secured on itself. Matched to a low-doc lender and packaged with the new contract, it was approved quickly and the operator kept working capital free. Illustrative only.
Common questions
Frequently asked questions
Can I finance a used scrubber or sweeper?
Yes. Good used cleaning machines hold their value, so lenders are comfortable securing against them, from a dealer or private sale.
What cleaning equipment can be financed?
Ride-on and walk-behind scrubbers, sweepers, industrial vacuums, carpet extractors and pressure washers all qualify for business use.
Do I need financials to finance cleaning equipment?
Often no. Because the machine secures the loan, many deals settle low-doc or no-doc with the right lender.
Can I finance a truck-mounted carpet extraction unit?
Yes. A truck-mount rig is a substantial business asset and can be financed, subject to lender assessment. Where the rig is fitted into a van, the vehicle and the extraction plant can often be structured together.