Finance question
Can I finance multiple assets at once?
Yes. Several assets can be financed together, either under one facility or as parallel agreements arranged at the same time. It keeps your paperwork tidy and lets you kit out or expand in one move, subject to lender assessment.
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The short answer
Kit out in one move, not five
When a business is scaling, it often needs more than one thing at once: a couple of vehicles, a machine and a fit-out, or a whole run of gear for a new site. You do not have to finance each one in a separate, drawn-out application. Multiple assets can be arranged together, so the expansion happens in a single, coordinated move.
There are a couple of ways to structure it. Some lenders will write several assets under one facility with a single set of repayments, while others prefer parallel agreements arranged at the same time. Which suits you depends on the mix of assets, the total amount and the lender's appetite, all of which we work through upfront.
The main benefit is simplicity and speed. One conversation, one assessment of your profile across 40+ lenders, and a structure built around everything you need rather than a pile of disconnected applications chased separately. It also gives a clearer view of total repayments, so you can plan the cashflow around the whole package, and it means the assets can arrive together rather than trickling in as each finance deal clears on its own timeline.
Do you qualify?
What a multi-asset deal usually needs.
An active ABN
Sole traders and companies both qualify.
The asset list
Invoices or quotes for each item you want to finance.
A sensible mix
Vehicles, machinery, IT, fit-outs and more can combine.
Total within range
Low-doc runs to $500,000 across the package.
Why bundling assets works well
One clean process
A single assessment instead of separate applications for each item.
Structured to suit
One facility or parallel agreements, whichever fits your mix.
Clearer cashflow
You see the total repayments and plan around the whole package.
A real example
A new cafe needs a $22,000 fit-out, a $14,000 coffee setup and a $30,000 delivery van. Rather than three separate chases, the assets are arranged together in one coordinated approval, secured on the equipment, so the venue opens on schedule. Illustrative only.
Common questions
Frequently asked questions
Can I put several assets under one facility?
Often yes. Some lenders write multiple assets under a single facility, while others arrange parallel agreements at the same time.
Can the assets be different types?
Yes. Vehicles, machinery, IT, kitchen or gym gear and fit-outs can be combined, subject to lender assessment.
Is there a limit across the package?
Low-doc runs to around $500,000 in total. Larger packages may call for financials or a property-backed structure.
Does bundling slow things down?
Not usually. A single coordinated assessment can be faster than chasing separate applications one at a time, since your profile is reviewed once and the whole package is structured together.