Finance question
Can I get finance to fund business expansion?
Often yes. Expansion usually means more capacity: extra plant, vehicles, staff and stock. We fund the equipment side with asset finance up to $500,000, often in 24 to 48 hours, and the softer growth costs with property equity at single-digit rates. The mix depends on what you are scaling.
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The short answer
Add capacity without draining the business
Growth costs money before it makes money. Taking on more work means more machines, more vehicles, more people and more stock, all of which land before the extra revenue does. Ventas is a broker, so we look at expansion as a set of pieces and fund each with the finance that fits, instead of one loan stretched thin over everything.
The capital side is asset finance. A second truck, an extra production line, a new fit-out or a fleet upgrade can be financed up to $500,000, often approved in 24 to 48 hours, low-doc or no-doc and secured by the assets. That gear starts earning as it repays, so the expansion pays its own way.
The rest, hiring ahead of revenue, larger stock holdings and the general working-capital lift, is where property equity comes in. A facility up to the $5 to 6 million range at single-digit rates, with no financials on many deals, carries the growth costs a lender cannot fund against a specific asset.
Do you qualify?
What makes an expansion fundable.
Plant to scale with
New machines, vehicles or a fit-out financed to $500,000.
Real demand behind it
Work or orders that justify the extra capacity.
Equity for the soft costs
Property equity funds hiring and stock ahead of revenue.
Speed to move
Asset approvals in 24 to 48 hours so you scale on time.
Why the mix matters
Gear earns as it repays
Plant financed on the asset starts producing from day one.
Equity for the rest
Hiring and stock draw on property at single-digit rates.
Structured, not stretched
Each cost funded the right way, so cash flow stays healthy through growth.
A real example
A manufacturer landing bigger orders needs a $200,000 production line and an extra shift of staff. The line goes on asset finance, approved in two days and secured by the machine, while home equity at a single-digit rate covers wages and raw materials until the new orders invoice. Illustrative only, subject to lender assessment.
Common questions
Frequently asked questions
Can I fund plant and working capital together?
Yes, usually as two structures: asset finance for the equipment, and a property-backed facility for hiring and stock.
How fast can the equipment side move?
Asset finance is often approved in 24 to 48 hours, so capacity is in place when the work arrives.
How much can I access for the soft costs?
Property-backed facilities reach the $5 to 6 million range, sized to your equity.
Do I need up-to-date financials?
On many deals, no. Asset and property-backed finance both offer low-doc and no-doc paths, subject to lender assessment.