Bulldozer Finance across Australia
Dozers for civil, mining and land development, new or used. Lenders who know plant values can move as fast as your next job.
We are a finance broker, not a lender. One application goes to a panel of more than 40 lenders, so you get the structure and rate that actually fit your business. Find your city below, or talk to a broker now.
What gets financed. Dozers across the size range, from small site machines up to production earthmoving iron. Caterpillar, Komatsu, John Deere and Shantui are all common on the panel. GPS and machine-control kits can be included in the facility rather than paid separately.
New or used. Used dozers are the norm and undercarriage is the number that decides value. A machine with fresh undercarriage and high hours can be a better deal than a low-hour machine that has been sitting. Get an undercarriage percentage before you commit.
What moves your rate. Security is the main lever. Dozers are high-value assets, so the difference between a property-backed facility and an unsecured one is real money over the term.
As a general rule, where the facility is backed by property you should expect 6% to 9% p.a. Without property security, expect 9% to 13% p.a. That gap is the single biggest lever you control: if you own property and are willing to use it, the same purchase gets materially cheaper.
These are indicative ranges for business finance, not an offer. Your actual rate depends on the deal and is subject to credit approval.
Deposit. You can put a deposit down, or we can fund the full invoice. Both are available, so a deposit is a choice about cashflow rather than a barrier to getting approved.
New or used. Both are funded. Used equipment is normal in this market and does not need a different conversation.
Speed. Approvals come back as fast as 24 hours on straightforward deals.
Australian Capital Territory5 locations
New South Wales64 locations
Northern Territory4 locations
Queensland57 locations
South Australia27 locations
Tasmania16 locations
Victoria47 locations
Western Australia35 locations
How much can I borrow for bulldozer finance?
Up to $500,000 on most equipment finance. Your limit depends on your asset-backing, time in business and the asset itself, and property-backed borrowers can often go higher.
Do I need a deposit for bulldozer finance?
Often no. Many bulldozer finance deals settle with no deposit, depending on your profile and the asset, and low-doc and no-doc options are available.
How fast can bulldozer finance be approved?
Most deals are approved within 24 to 48 hours once we have your details, with settlement shortly after.
Can I get bulldozer finance with ATO debt or past credit issues?
Often yes. We work with lenders that consider ATO debt, thin files and past credit issues, where the banks say no. This is general information only, not a quote.
Tell us what you are financing and we will come back with the sharpest option from our panel.