Caravan & RV Finance across Australia
Caravans, campers and motorhomes for hire fleets, caravan parks, dealers and business use. We finance a single van through to a full rental fleet, with structures to suit seasonal income. Personal-use caravans fall under consumer credit, so talk to us about the right fit.
We are a finance broker, not a lender. One application goes to a panel of more than 40 lenders, so you get the structure and rate that actually fit your business. Find your city below, or talk to a broker now.
What gets financed. Caravans, motorhomes, campervans, camper trailers and fifth wheelers, whether for a hire fleet, a touring business or personal use. Fit-out and accessories can go on the same facility as the van rather than being paid for separately after delivery.
New or used. The used market here is deep and finances normally. Age and condition matter more than kilometres on a van, and for anything towed, check that the ATM sits inside what your vehicle can legally tow before you commit to the purchase.
What moves your rate. Business use and personal use are two different lending conversations with different lenders and different structures. Say which one it is at the start and the process is much faster.
As a general rule, where the facility is backed by property you should expect 6% to 9% p.a. Without property security, expect 9% to 13% p.a. That gap is the single biggest lever you control: if you own property and are willing to use it, the same purchase gets materially cheaper.
These are indicative ranges for business finance, not an offer. Your actual rate depends on the deal and is subject to credit approval.
Deposit. You can put a deposit down, or we can fund the full invoice. Both are available, so a deposit is a choice about cashflow rather than a barrier to getting approved.
New or used. Both are funded. Used equipment is normal in this market and does not need a different conversation.
Speed. Approvals come back as fast as 24 hours on straightforward deals.
Australian Capital Territory5 locations
New South Wales73 locations
Northern Territory4 locations
Queensland58 locations
South Australia27 locations
Tasmania16 locations
Victoria51 locations
Western Australia35 locations
How much can I borrow for caravan & rv finance?
Up to $500,000 on most equipment finance. Your limit depends on your asset-backing, time in business and the asset itself, and property-backed borrowers can often go higher.
Do I need a deposit for caravan & rv finance?
Often no. Many caravan & rv finance deals settle with no deposit, depending on your profile and the asset, and low-doc and no-doc options are available.
How fast can caravan & rv finance be approved?
Most deals are approved within 24 to 48 hours once we have your details, with settlement shortly after.
Can I get caravan & rv finance with ATO debt or past credit issues?
Often yes. We work with lenders that consider ATO debt, thin files and past credit issues, where the banks say no. This is general information only, not a quote.
Tell us what you are financing and we will come back with the sharpest option from our panel.