Ventas Asset Lending
Hospitality Equipment Finance across Australia
Commercial kitchens, bar equipment, refrigeration, coffee machines and full fit-outs. We help hospitality businesses open sooner without draining working capital.
We are a finance broker, not a lender. One application goes to a panel of more than 40 lenders, so you get the structure and rate that actually fit your business. Find your city below, or talk to a broker now.
What we fund, and what to watch
What gets financed. Combi ovens, cooktops and ranges, coolrooms and freezers, dishwashers, extraction canopies, bars, coffee machines, POS and furniture. A full venue fit-out can sit on a single facility rather than a dozen supplier accounts.
New or used. Used commercial kitchen equipment is a real market, often from venues that have closed, and it finances normally. Extraction and electrical upgrades are the hidden costs in any fit-out.
What moves your rate. Hospitality is a sector lenders look at closely. An established venue expanding presents very differently to a first-time operator, and property security narrows that gap considerably.
What it costs and how it is structured
As a general rule, where the facility is backed by property you should expect 6% to 9% p.a. Without property security, expect 9% to 13% p.a. That gap is the single biggest lever you control: if you own property and are willing to use it, the same purchase gets materially cheaper.
These are indicative ranges for business finance, not an offer. Your actual rate depends on the deal and is subject to credit approval.
Deposit. You can put a deposit down, or we can fund the full invoice. Both are available, so a deposit is a choice about cashflow rather than a barrier to getting approved.
New or used. Both are funded. Used equipment is normal in this market and does not need a different conversation.
Speed. Approvals come back as fast as 24 hours on straightforward deals.
Hospitality Equipment Finance by location
Australian Capital Territory5 locations
New South Wales73 locations
Hospitality Equipment Finance AlburyHospitality Equipment Finance ArmidaleHospitality Equipment Finance BallinaHospitality Equipment Finance BankstownHospitality Equipment Finance Batemans BayHospitality Equipment Finance BathurstHospitality Equipment Finance BlacktownHospitality Equipment Finance BowralHospitality Equipment Finance Broken HillHospitality Equipment Finance Byron BayHospitality Equipment Finance Camden HavenHospitality Equipment Finance CampbelltownHospitality Equipment Finance Central CoastHospitality Equipment Finance CessnockHospitality Equipment Finance ChatswoodHospitality Equipment Finance Coffs HarbourHospitality Equipment Finance CoomaHospitality Equipment Finance CowraHospitality Equipment Finance DeniliquinHospitality Equipment Finance DubboHospitality Equipment Finance FairfieldHospitality Equipment Finance ForsterHospitality Equipment Finance Glen InnesHospitality Equipment Finance GoulburnHospitality Equipment Finance GraftonHospitality Equipment Finance GriffithHospitality Equipment Finance GunnedahHospitality Equipment Finance HayHospitality Equipment Finance HornsbyHospitality Equipment Finance HurstvilleHospitality Equipment Finance InverellHospitality Equipment Finance KatoombaHospitality Equipment Finance KempseyHospitality Equipment Finance LeetonHospitality Equipment Finance LismoreHospitality Equipment Finance LithgowHospitality Equipment Finance LiverpoolHospitality Equipment Finance MaitlandHospitality Equipment Finance ManlyHospitality Equipment Finance MedowieHospitality Equipment Finance MoreeHospitality Equipment Finance MorissetHospitality Equipment Finance MudgeeHospitality Equipment Finance MuswellbrookHospitality Equipment Finance NarrabriHospitality Equipment Finance Nelson BayHospitality Equipment Finance NewcastleHospitality Equipment Finance NowraHospitality Equipment Finance OrangeHospitality Equipment Finance ParramattaHospitality Equipment Finance PenrithHospitality Equipment Finance Port MacquarieHospitality Equipment Finance PrestonsHospitality Equipment Finance QueanbeyanHospitality Equipment Finance RichmondHospitality Equipment Finance RockdaleHospitality Equipment Finance Sanctuary PointHospitality Equipment Finance Seven HillsHospitality Equipment Finance SingletonHospitality Equipment Finance StrathfieldHospitality Equipment Finance SutherlandHospitality Equipment Finance SydneyHospitality Equipment Finance TamworthHospitality Equipment Finance TareeHospitality Equipment Finance TumutHospitality Equipment Finance Tweed HeadsHospitality Equipment Finance UlladullaHospitality Equipment Finance Wagga WaggaHospitality Equipment Finance Wetherill ParkHospitality Equipment Finance WindsorHospitality Equipment Finance WollongongHospitality Equipment Finance YassHospitality Equipment Finance Young
Northern Territory4 locations
Queensland58 locations
Hospitality Equipment Finance Airlie BeachHospitality Equipment Finance AthertonHospitality Equipment Finance AyrHospitality Equipment Finance BeaudesertHospitality Equipment Finance BiggendenHospitality Equipment Finance BiloelaHospitality Equipment Finance BowenHospitality Equipment Finance BrisbaneHospitality Equipment Finance Browns PlainsHospitality Equipment Finance BundabergHospitality Equipment Finance CabooltureHospitality Equipment Finance CairnsHospitality Equipment Finance CaloundraHospitality Equipment Finance CharlevilleHospitality Equipment Finance Charters TowersHospitality Equipment Finance ClermontHospitality Equipment Finance CollinsvilleHospitality Equipment Finance CunnamullaHospitality Equipment Finance DalbyHospitality Equipment Finance EmeraldHospitality Equipment Finance Emu ParkHospitality Equipment Finance GladstoneHospitality Equipment Finance Gold CoastHospitality Equipment Finance GoondiwindiHospitality Equipment Finance GympieHospitality Equipment Finance HelensvaleHospitality Equipment Finance Hervey BayHospitality Equipment Finance Home HillHospitality Equipment Finance InnisfailHospitality Equipment Finance IpswichHospitality Equipment Finance KingaroyHospitality Equipment Finance LoganHospitality Equipment Finance LongreachHospitality Equipment Finance MackayHospitality Equipment Finance MareebaHospitality Equipment Finance MaroochydoreHospitality Equipment Finance MaryboroughHospitality Equipment Finance MilesHospitality Equipment Finance MooloolabaHospitality Equipment Finance MoranbahHospitality Equipment Finance Moreton BayHospitality Equipment Finance Mount IsaHospitality Equipment Finance NoosaHospitality Equipment Finance ProserpineHospitality Equipment Finance RedlandsHospitality Equipment Finance RobinaHospitality Equipment Finance RockhamptonHospitality Equipment Finance RomaHospitality Equipment Finance SarinaHospitality Equipment Finance SouthportHospitality Equipment Finance SpringwoodHospitality Equipment Finance St GeorgeHospitality Equipment Finance StanthorpeHospitality Equipment Finance Sunshine CoastHospitality Equipment Finance ToowoombaHospitality Equipment Finance TownsvilleHospitality Equipment Finance WarwickHospitality Equipment Finance Yeppoon
South Australia27 locations
Hospitality Equipment Finance AdelaideHospitality Equipment Finance BerriHospitality Equipment Finance BordertownHospitality Equipment Finance CedunaHospitality Equipment Finance ClareHospitality Equipment Finance ElizabethHospitality Equipment Finance GawlerHospitality Equipment Finance KadinaHospitality Equipment Finance KeithHospitality Equipment Finance LoxtonHospitality Equipment Finance MarionHospitality Equipment Finance ModburyHospitality Equipment Finance Mount BarkerHospitality Equipment Finance Mount GambierHospitality Equipment Finance Murray BridgeHospitality Equipment Finance NaracoorteHospitality Equipment Finance Port AugustaHospitality Equipment Finance Port LincolnHospitality Equipment Finance Port PirieHospitality Equipment Finance RenmarkHospitality Equipment Finance SalisburyHospitality Equipment Finance Streaky BayHospitality Equipment Finance Tea Tree GullyHospitality Equipment Finance Victor HarborHospitality Equipment Finance WaikerieHospitality Equipment Finance WallarooHospitality Equipment Finance Whyalla
Tasmania16 locations
Hospitality Equipment Finance BurnieHospitality Equipment Finance Campbell TownHospitality Equipment Finance DevonportHospitality Equipment Finance HobartHospitality Equipment Finance HuonvilleHospitality Equipment Finance KingstonHospitality Equipment Finance LauncestonHospitality Equipment Finance New NorfolkHospitality Equipment Finance QueenstownHospitality Equipment Finance RoseberyHospitality Equipment Finance RossHospitality Equipment Finance SmithtonHospitality Equipment Finance SorellHospitality Equipment Finance St HelensHospitality Equipment Finance UlverstoneHospitality Equipment Finance Zeehan
Victoria51 locations
Hospitality Equipment Finance AraratHospitality Equipment Finance Bacchus MarshHospitality Equipment Finance BairnsdaleHospitality Equipment Finance BallaratHospitality Equipment Finance BenallaHospitality Equipment Finance BendigoHospitality Equipment Finance Box HillHospitality Equipment Finance BrightHospitality Equipment Finance CastlemaineHospitality Equipment Finance CobramHospitality Equipment Finance ColacHospitality Equipment Finance CranbourneHospitality Equipment Finance DandenongHospitality Equipment Finance EchucaHospitality Equipment Finance FrankstonHospitality Equipment Finance GeelongHospitality Equipment Finance GisborneHospitality Equipment Finance HamiltonHospitality Equipment Finance HorshamHospitality Equipment Finance KerangHospitality Equipment Finance KynetonHospitality Equipment Finance LilydaleHospitality Equipment Finance MallacootaHospitality Equipment Finance MelbourneHospitality Equipment Finance MeltonHospitality Equipment Finance MilduraHospitality Equipment Finance MoeHospitality Equipment Finance MorwellHospitality Equipment Finance MyrtlefordHospitality Equipment Finance Narre WarrenHospitality Equipment Finance NhillHospitality Equipment Finance OmeoHospitality Equipment Finance PakenhamHospitality Equipment Finance PortlandHospitality Equipment Finance RingwoodHospitality Equipment Finance SaleHospitality Equipment Finance SeymourHospitality Equipment Finance SheppartonHospitality Equipment Finance St ArnaudHospitality Equipment Finance StawellHospitality Equipment Finance SunburyHospitality Equipment Finance SunshineHospitality Equipment Finance Swan HillHospitality Equipment Finance TraralgonHospitality Equipment Finance WangarattaHospitality Equipment Finance WarragulHospitality Equipment Finance WarrnamboolHospitality Equipment Finance WerribeeHospitality Equipment Finance WhittleseaHospitality Equipment Finance WodongaHospitality Equipment Finance Yarrawonga
Western Australia35 locations
Hospitality Equipment Finance AlbanyHospitality Equipment Finance ArmadaleHospitality Equipment Finance BaldivisHospitality Equipment Finance BroomeHospitality Equipment Finance BunburyHospitality Equipment Finance BusseltonHospitality Equipment Finance CarnarvonHospitality Equipment Finance CollieHospitality Equipment Finance DampierHospitality Equipment Finance EllenbrookHospitality Equipment Finance EsperanceHospitality Equipment Finance ExmouthHospitality Equipment Finance FremantleHospitality Equipment Finance GeraldtonHospitality Equipment Finance HarveyHospitality Equipment Finance JoondalupHospitality Equipment Finance KalgoorlieHospitality Equipment Finance KarrathaHospitality Equipment Finance KatanningHospitality Equipment Finance MandurahHospitality Equipment Finance ManjimupHospitality Equipment Finance Margaret RiverHospitality Equipment Finance MerredinHospitality Equipment Finance MidlandHospitality Equipment Finance NarroginHospitality Equipment Finance NewmanHospitality Equipment Finance NorthamHospitality Equipment Finance PerthHospitality Equipment Finance Port HedlandHospitality Equipment Finance RockinghamHospitality Equipment Finance South HedlandHospitality Equipment Finance StirlingHospitality Equipment Finance Tom PriceHospitality Equipment Finance WannerooHospitality Equipment Finance York
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Common questions
How much can I borrow for hospitality equipment finance?
Up to $500,000 on most equipment finance. Your limit depends on your asset-backing, time in business and the asset itself, and property-backed borrowers can often go higher.
Do I need a deposit for hospitality equipment finance?
Often no. Many hospitality equipment finance deals settle with no deposit, depending on your profile and the asset, and low-doc and no-doc options are available.
How fast can hospitality equipment finance be approved?
Most deals are approved within 24 to 48 hours once we have your details, with settlement shortly after.
Can I get hospitality equipment finance with ATO debt or past credit issues?
Often yes. We work with lenders that consider ATO debt, thin files and past credit issues, where the banks say no. This is general information only, not a quote.
Ready to go?
Tell us what you are financing and we will come back with the sharpest option from our panel.