IT Equipment Finance across Australia

Servers, networking infrastructure, workstations, POS systems and enterprise hardware. Finance your IT so you can upgrade without carrying depreciating assets on the books.

We are a finance broker, not a lender. One application goes to a panel of more than 40 lenders, so you get the structure and rate that actually fit your business. Find your city below, or talk to a broker now.

What gets financed. Servers, storage, networking, workstations, laptops, POS systems and the software and installation that go with them. The soft costs are the part businesses usually forget can be funded.

New or used. IT is the one asset class where the refresh cycle, not the machine's life, should drive the term. Match the facility to how long you will actually run the hardware, not to how long it physically lasts.

What moves your rate. IT depreciates fast, which shapes the structure more than the rate. A lease often suits better than ownership here, because handing the gear back at the end is a feature rather than a loss.

As a general rule, where the facility is backed by property you should expect 6% to 9% p.a. Without property security, expect 9% to 13% p.a. That gap is the single biggest lever you control: if you own property and are willing to use it, the same purchase gets materially cheaper.

These are indicative ranges for business finance, not an offer. Your actual rate depends on the deal and is subject to credit approval.

Deposit. You can put a deposit down, or we can fund the full invoice. Both are available, so a deposit is a choice about cashflow rather than a barrier to getting approved.

New or used. Both are funded. Used equipment is normal in this market and does not need a different conversation.

Speed. Approvals come back as fast as 24 hours on straightforward deals.

Tell us what you are financing and we will come back with the sharpest option from our panel.