Tractors, harvesters, irrigation, livestock handling and more. We understand seasonal cashflow and structure repayments around your harvest cycles.
All fields required, a Ventas partner will be in touch.
Rural businesses have complex needs and often face lenders who don't understand them. We do. We work with operators in Mount Isa and across regional QLD to structure finance that fits.
Comparing options nationally? Our full guide to agricultural finance covers rates, terms and what lenders look for.
Mining operations demand heavy, high-value equipment and lenders who understand the sector. We have both.
We deal directly with lenders, no aggregators, no extra margin. Every application goes to the lenders most likely to approve it at the best rate for your deal.
Farming income does not arrive in twelve equal instalments, and the finance should not pretend otherwise. Seasonal structures that concentrate repayments after harvest, rather than flat monthly payments, are standard in this class and worth asking for by name.
On the machinery itself, the market has its own physics. Headers are priced on separator hours rather than engine hours, with machines under about 1,000 separator hours trading close to new. Fronts are frequently bought and financed separately from the header, so always confirm what a quoted price includes. Tractors, sprayers and balers all fund new or used, dealer, private sale or clearing sale.
Property backing changes the price of everything. Many farming operations hold land, and where it supports the facility the pricing moves from roughly 9% to 13% p.a. into the 6% to 9% band.
See the harvest equipment price guide or the John Deere guide for current values, then send us the machine and your season in the form above.
Mount Isa businesses use agricultural finance to fund all kinds of assets. Below are the most common, if yours isn't listed, get in touch. We've probably funded it before.
Fill in the form above and a Ventas partner will come back to you directly. We'll understand your deal, go to our lender panel, and come back with the best available option. If you proceed, we handle everything through to settlement, no cost to you. We're paid by the lender when your loan settles.
Agricultural Finance in Mount Isa doesn't need to be complicated. Most of our Mount Isa clients have an approval in 48 hours and settle within the week.