Agricultural Finance across Australia

Tractors, harvesters, irrigation, livestock handling and more. We understand seasonal cashflow and structure repayments around your harvest cycles.

We are a finance broker, not a lender. One application goes to a panel of more than 40 lenders, so you get the structure and rate that actually fit your business. Find your city below, or talk to a broker now.

What gets financed. Tractors, headers and harvesters, seeders and air seeders, sprayers, balers, chaser bins, silos, augers, irrigation and livestock handling equipment.

New or used. Used machinery is the backbone of Australian farming and finances normally. Hours and service history carry more weight than year of manufacture on most gear.

What moves your rate. Repayments can be structured seasonally to fall due after harvest or sale rather than monthly through the year. If your income is lumpy, ask for this. It is one of the most useful things a broker can arrange and most operators do not know it is available.

As a general rule, where the facility is backed by property you should expect 6% to 9% p.a. Without property security, expect 9% to 13% p.a. That gap is the single biggest lever you control: if you own property and are willing to use it, the same purchase gets materially cheaper.

These are indicative ranges for business finance, not an offer. Your actual rate depends on the deal and is subject to credit approval.

Deposit. You can put a deposit down, or we can fund the full invoice. Both are available, so a deposit is a choice about cashflow rather than a barrier to getting approved.

New or used. Both are funded. Used equipment is normal in this market and does not need a different conversation.

Speed. Approvals come back as fast as 24 hours on straightforward deals.

Tell us what you are financing and we will come back with the sharpest option from our panel.