Medical Equipment Finance across Australia
MRI, CT, dental, surgical and allied health equipment. We work with practices, specialists and hospitals to fund the assets that keep them operating.
We are a finance broker, not a lender. One application goes to a panel of more than 40 lenders, so you get the structure and rate that actually fit your business. Find your city below, or talk to a broker now.
What gets financed. Imaging, diagnostic and treatment equipment, dental chairs, sterilisation, practice fit-out and the software that runs it. Fit-out and equipment can sit on one facility.
New or used. Both new and used are funded. Medical equipment holds value well and has a long working life, which supports longer terms than most plant.
What moves your rate. Lender appetite for established practices is strong, and that shows up in pricing. If the practice owns its premises, the property-backed range is usually available.
As a general rule, where the facility is backed by property you should expect 6% to 9% p.a. Without property security, expect 9% to 13% p.a. That gap is the single biggest lever you control: if you own property and are willing to use it, the same purchase gets materially cheaper.
These are indicative ranges for business finance, not an offer. Your actual rate depends on the deal and is subject to credit approval.
Deposit. You can put a deposit down, or we can fund the full invoice. Both are available, so a deposit is a choice about cashflow rather than a barrier to getting approved.
New or used. Both are funded. Used equipment is normal in this market and does not need a different conversation.
Speed. Approvals come back as fast as 24 hours on straightforward deals.
Australian Capital Territory5 locations
New South Wales73 locations
Northern Territory4 locations
Queensland58 locations
South Australia27 locations
Tasmania16 locations
Victoria51 locations
Western Australia35 locations
How much can I borrow for medical equipment finance?
Up to $500,000 on most equipment finance. Your limit depends on your asset-backing, time in business and the asset itself, and property-backed borrowers can often go higher.
Do I need a deposit for medical equipment finance?
Often no. Many medical equipment finance deals settle with no deposit, depending on your profile and the asset, and low-doc and no-doc options are available.
How fast can medical equipment finance be approved?
Most deals are approved within 24 to 48 hours once we have your details, with settlement shortly after.
Can I get medical equipment finance with ATO debt or past credit issues?
Often yes. We work with lenders that consider ATO debt, thin files and past credit issues, where the banks say no. This is general information only, not a quote.
Tell us what you are financing and we will come back with the sharpest option from our panel.