Property-Backed Business Lending across Australia

Use the equity in your property to fund your business at sharper rates than unsecured finance. One application across our panel of more than 40 lenders, with funds for working capital, growth or consolidation.

We are a finance broker, not a lender. One application goes to a panel of more than 40 lenders, so you get the structure and rate that actually fit your business. Find your city below, or talk to a broker now.

What gets financed. Any business purpose, secured against residential, commercial or rural property you own. Consolidating tax debt, funding a purchase, releasing equity for growth, or refinancing a facility that has become expensive.

New or used. Not asset based. What matters is the property, the equity in it, and that there is a clear exit. First and second mortgage positions are both workable.

What moves your rate. This is the cheapest money we arrange. Where a deal can be moved from unsecured to property backed, the saving over the term is usually far larger than people expect.

As a general rule, where the facility is backed by property you should expect 6% to 9% p.a. Without property security, expect 9% to 13% p.a. That gap is the single biggest lever you control: if you own property and are willing to use it, the same purchase gets materially cheaper.

These are indicative ranges for business finance, not an offer. Your actual rate depends on the deal and is subject to credit approval.

Deposit. You can put a deposit down, or we can fund the full invoice. Both are available, so a deposit is a choice about cashflow rather than a barrier to getting approved.

New or used. Both are funded. Used equipment is normal in this market and does not need a different conversation.

Speed. Approvals come back as fast as 24 hours on straightforward deals.

Tell us what you are financing and we will come back with the sharpest option from our panel.