Finance question
Equipment finance for hair and beauty salons?
Yes. Salon chairs, wash basins, styling stations, IPL and laser machines, facial and treatment beds, plus the full shopfit are all financeable. Because the equipment and fit-out secure the loan, deals often approve in 24 to 48 hours, low-doc, up to $500,000.
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The short answer
Fit out the salon, keep the cash for opening
A salon is equipment plus fit-out, and both can be financed. Cutting and styling stations, salon and barber chairs, backwash basins, colour bars, IPL and laser machines, facial and massage beds, nail stations, dryers, mirrors, joinery and the reception and retail fit-out all qualify. Because these assets secure the loan, the lender's risk sits in what is installed, not only in your accounts.
That is why approvals are quick. A straightforward salon deal often clears in 24 to 48 hours on a low-doc basis, and many under a lender's threshold need no financials, just your ABN, ID and the supplier or shopfitter quote. It lets you open the doors with cash still in the bank for stock, staff and marketing.
Ventas is a broker, not a lender. We run your deal across 40+ lenders and place it with one that understands a salon or beauty fit-out, with no upfront fee to you because the lender pays us on settlement. New salons and established ones both qualify.
Do you qualify?
What a salon deal usually needs.
The fit-out or gear
Chairs, basins, IPL or laser, beds, joinery and shopfit.
An active ABN
New and established salons both qualify.
Equipment and shopfit
Machines and the fit-out can be funded on one deal.
A supplier quote
The shopfitter or supplier quote is often enough paperwork.
Why finance suits a salon
Fit-out and gear together
One facility can cover chairs, machines and the joinery in a single deal.
Repay from chair revenue
The room earns from day one and the equipment is paid from that income.
Add machines later
Bring on a laser or a second treatment bed once bookings grow.
A real example
A new beauty salon needs four treatment beds, an IPL machine and a full reception and retail fit-out, about $85,000. Financed across the equipment and shopfit, low-doc, approved inside two days. Repayments begin once clients are booking in. Illustrative only.
Common questions
Frequently asked questions
Can I finance the shopfit, not just the machines?
Yes. Joinery, chairs, basins and the reception fit-out can be funded alongside your equipment, up to $500,000.
Can a brand new salon get finance?
Often yes. New salons qualify, and many deals settle low-doc on the strength of the asset and your ABN, subject to lender assessment.
Can I finance an IPL or laser machine?
Yes. IPL, laser and treatment equipment are commonly financed, new or reconditioned, subject to lender assessment.
How fast can I open?
Straightforward deals often approve in 24 to 48 hours, so the fit-out can proceed within days.