Finance question
Equipment finance for landscapers?
Yes. Landscaping gear like mini excavators, ride-on mowers, mulchers, wood chippers, tipper trailers and work utes is exactly what asset finance is built for. The machine secures the loan, so approvals often run in 24 to 48 hours with low-doc, and up to $500,000 across a season's fit-out.
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The short answer
Kit out the crew without draining cash
Landscaping runs on machinery, and most of it is financeable. Mini excavators, skid steers, ride-on and zero-turn mowers, stump grinders, wood chippers, mulchers, turf cutters, tipper trailers and the ute that tows it all can be funded on one deal or several. Because each machine secures its own loan, the lender's risk sits in the asset, not just your books.
That security is why approvals are fast. Straightforward landscaping deals often clear in 24 to 48 hours on a low-doc basis, and many under a lender's threshold need no financials at all, just your ABN, ID and the invoice for the gear. It keeps you bidding on the next job instead of waiting on paperwork.
Ventas is a broker, not a bank. We run your deal across 40+ lenders and place it with the one whose appetite fits your trade, your season and your history. There is no upfront fee to you, because the lender pays us on settlement.
Do you qualify?
What a landscaping deal usually needs.
The machine to fund
A mower, mini excavator, chipper, trailer or work ute.
An active ABN
Sole trader crews and companies both qualify.
New or used gear
Dealer or private sale, new or second-hand machinery.
An invoice or quote
The supplier quote is often all the paperwork needed.
Why finance suits a landscaping business
Match cost to season
Repayments spread the machine over the jobs it earns from, not one lump.
Keep cash for wages and fuel
Financing the gear leaves working capital for payroll and materials.
Add gear as you grow
Fund one machine now, another when the next contract lands.
A real example
A two-person landscaping crew wins a run of new-build gardens and needs a 1.7 tonne mini excavator and a tipper trailer, about $48,000 together. Financed on the assets, low-doc, approved inside two days. Repayments start once the machines are earning on site. Illustrative only.
Common questions
Frequently asked questions
Can I finance used landscaping machinery?
Yes. Second-hand mowers, excavators and trailers are commonly financed, including private-sale purchases, subject to lender assessment.
Can I fund several machines at once?
Yes. You can bundle a fit-out or fund each machine separately as work comes in, up to $500,000 in total.
Do I need financials as a small crew?
Often no. Many landscaping deals settle low-doc or no-doc on the strength of the asset and your ABN.
How fast can I be on site?
Straightforward deals often approve in 24 to 48 hours, so you can pick up the machine within days.