Finance question
Can I finance packaging or bottling equipment?
Yes. Packaging and bottling lines are productive, resaleable assets that finance well secured by the gear itself, up to $500,000. A filler, capper, labeller, shrink wrapper or a full bottling line can be funded new or used, often low doc or no doc, subject to lender assessment.
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The short answer
The line secures the finance
Packaging and bottling gear finances well because it lifts output and there is a used market behind it. A filler and capper, a labelling machine, a shrink wrapper or flow wrapper, conveyors, or a full turnkey bottling line, all suit equipment finance secured by the gear. Breweries, distilleries, food and beverage manufacturers, cosmetics makers and contract packers fund this way, whether it is one machine or a whole line.
Because the gear is the security, many deals settle without full financials. Across 40+ lenders the appetite varies by the ticket size, the brand and whether the equipment is new or used. A recognised line reads cleanly, and the individual machines can be bundled into one facility rather than financed piece by piece. Matching your gear and your business to the right lender is what gets a sharp structure.
Packaging gear usually removes a bottleneck, which helps the case. An automatic filler or labeller replaces slow hand work and lets you fill more orders, so the line pays its way. We package the equipment list and what it does for your throughput so the deal is judged on the whole picture, new or used.
Do you qualify?
What makes a packaging deal fundable.
Specific gear
Filler, capper, labeller, shrink wrapper or full line.
An active ABN
Breweries, food makers and contract packers all qualify.
It clears a bottleneck
Automating fill and label lets you ship more, supporting the loan.
A line bundles
Several machines can go into one facility, not piece by piece.
Why packaging gear finances well
Real resale
Recognised lines hold value on the used market, so the security holds up.
It lifts output
More units filled and labelled means the line services its own loan.
A line bundles
Machines can be financed together as one facility, not one by one.
A real example
A craft brewery is hand filling and wants a used inline filler, capper and labeller at $95,000 to keep up with orders. Recognised gear in good order. Secured across the machines and placed with a lender that reads food and beverage well, approved with light documentation. Illustrative only.
Common questions
Frequently asked questions
Can I finance a used bottling line?
Yes. Used lines and machines are commonly financed; brand, age and condition shape which lenders suit and whether a valuation or deposit helps.
Can I finance the whole line at once?
Yes. Filler, capper, labeller and conveyors can be bundled into one facility, secured across the gear, subject to lender assessment.
Do I need financials for packaging gear?
Often no. Because the gear secures the loan, many deals settle low doc or no doc, subject to lender assessment.
Can a new food or drinks business get finance?
Yes. Newer businesses qualify with an active ABN, and matching your profile to the right lender is what gets the approval.