Ventas Asset Lending

Tractor Finance across Australia

Row crop tractors, high-horsepower broadacre units, orchard tractors and compact tractors. We work with farmers and agribusinesses across every state.

We are a finance broker, not a lender. One application goes to a panel of more than 40 lenders, so you get the structure and rate that actually fit your business. Find your city below, or talk to a broker now.

Get a quoteCall 0412 833 197
What it costs and how it is structured

As a general rule, where the facility is backed by property you should expect 6% to 9% p.a. Without property security, expect 9% to 13% p.a. That gap is the single biggest lever you control: if you own property and are willing to use it, the same purchase gets materially cheaper.

These are indicative ranges for business finance, not an offer. Your actual rate depends on the deal and is subject to credit approval.

Deposit. You can put a deposit down, or we can fund the full invoice. Both are available, so a deposit is a choice about cashflow rather than a barrier to getting approved.

New or used. Both are funded. Used equipment is normal in this market and does not need a different conversation.

Speed. Approvals come back as fast as 24 hours on straightforward deals.

Tractor Finance by location
Australian Capital Territory5 locations
New South Wales73 locations
Tractor Finance AlburyTractor Finance ArmidaleTractor Finance BallinaTractor Finance BankstownTractor Finance Batemans BayTractor Finance BathurstTractor Finance BlacktownTractor Finance BowralTractor Finance Broken HillTractor Finance Byron BayTractor Finance Camden HavenTractor Finance CampbelltownTractor Finance Central CoastTractor Finance CessnockTractor Finance ChatswoodTractor Finance Coffs HarbourTractor Finance CoomaTractor Finance CowraTractor Finance DeniliquinTractor Finance DubboTractor Finance FairfieldTractor Finance ForsterTractor Finance Glen InnesTractor Finance GoulburnTractor Finance GraftonTractor Finance GriffithTractor Finance GunnedahTractor Finance HayTractor Finance HornsbyTractor Finance HurstvilleTractor Finance InverellTractor Finance KatoombaTractor Finance KempseyTractor Finance LeetonTractor Finance LismoreTractor Finance LithgowTractor Finance LiverpoolTractor Finance MaitlandTractor Finance ManlyTractor Finance MedowieTractor Finance MoreeTractor Finance MorissetTractor Finance MudgeeTractor Finance MuswellbrookTractor Finance NarrabriTractor Finance Nelson BayTractor Finance NewcastleTractor Finance NowraTractor Finance OrangeTractor Finance ParramattaTractor Finance PenrithTractor Finance Port MacquarieTractor Finance PrestonsTractor Finance QueanbeyanTractor Finance RichmondTractor Finance RockdaleTractor Finance Sanctuary PointTractor Finance Seven HillsTractor Finance SingletonTractor Finance StrathfieldTractor Finance SutherlandTractor Finance SydneyTractor Finance TamworthTractor Finance TareeTractor Finance TumutTractor Finance Tweed HeadsTractor Finance UlladullaTractor Finance Wagga WaggaTractor Finance Wetherill ParkTractor Finance WindsorTractor Finance WollongongTractor Finance YassTractor Finance Young
Northern Territory4 locations
Queensland58 locations
South Australia27 locations
Tasmania16 locations
Victoria51 locations
Western Australia35 locations
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Common questions

How much can I borrow for tractor finance?

Up to $500,000 on most equipment finance. Your limit depends on your asset-backing, time in business and the asset itself, and property-backed borrowers can often go higher.

Do I need a deposit for tractor finance?

Often no. Many tractor finance deals settle with no deposit, depending on your profile and the asset, and low-doc and no-doc options are available.

How fast can tractor finance be approved?

Most deals are approved within 24 to 48 hours once we have your details, with settlement shortly after.

Can I get tractor finance with ATO debt or past credit issues?

Often yes. We work with lenders that consider ATO debt, thin files and past credit issues, where the banks say no. This is general information only, not a quote.

Ready to go?

Tell us what you are financing and we will come back with the sharpest option from our panel.

Get a quoteCall 0412 833 197