Woodworking Machinery Finance across Australia
Saws, edgebanders, CNC routers and joinery machines for cabinetmakers and timber businesses. We finance the full workshop.
We are a finance broker, not a lender. One application goes to a panel of more than 40 lenders, so you get the structure and rate that actually fit your business. Find your city below, or talk to a broker now.
What gets financed. CNC routers and machining centres, panel saws, edgebanders, thicknessers, wide-belt sanders, spray booths and dust extraction. Extraction and installation are part of the real cost and can be funded with the machine.
New or used. Used woodworking machinery is common and often the smarter buy, because these machines are built to run for decades. Ex-factory European iron in good order finances without difficulty.
What moves your rate. The commissioning cost is the thing people underfund. Rolling install, electrical and extraction into the facility usually beats paying for them out of working capital at a worse effective cost.
As a general rule, where the facility is backed by property you should expect 6% to 9% p.a. Without property security, expect 9% to 13% p.a. That gap is the single biggest lever you control: if you own property and are willing to use it, the same purchase gets materially cheaper.
These are indicative ranges for business finance, not an offer. Your actual rate depends on the deal and is subject to credit approval.
Deposit. You can put a deposit down, or we can fund the full invoice. Both are available, so a deposit is a choice about cashflow rather than a barrier to getting approved.
New or used. Both are funded. Used equipment is normal in this market and does not need a different conversation.
Speed. Approvals come back as fast as 24 hours on straightforward deals.
Australian Capital Territory5 locations
New South Wales73 locations
Northern Territory4 locations
Queensland58 locations
South Australia27 locations
Tasmania16 locations
Victoria51 locations
Western Australia35 locations
How much can I borrow for woodworking machinery finance?
Up to $500,000 on most equipment finance. Your limit depends on your asset-backing, time in business and the asset itself, and property-backed borrowers can often go higher.
Do I need a deposit for woodworking machinery finance?
Often no. Many woodworking machinery finance deals settle with no deposit, depending on your profile and the asset, and low-doc and no-doc options are available.
How fast can woodworking machinery finance be approved?
Most deals are approved within 24 to 48 hours once we have your details, with settlement shortly after.
Can I get woodworking machinery finance with ATO debt or past credit issues?
Often yes. We work with lenders that consider ATO debt, thin files and past credit issues, where the banks say no. This is general information only, not a quote.
Tell us what you are financing and we will come back with the sharpest option from our panel.